US ZIP Code
40204

Louisville, KY

Jefferson County  ·  Kentucky

● Active
👥 14,018 Population ↓ 5% since 2019
💰 $70,706 Median HH Income
≈ Avg ↑ 36% since 2019
🎂 38.8 Median Age ↑ 11% since 2019
🏠 $314,700 Median Home Value
▲ 13% above avg ↑ 56% since 2019
🎓 68.2% College Grads
▲ 76% above avg
📊 4.3% Unemployment
▼ 13% below avg ↓ 2% since 2019
ZIP Code Details
ZIP Code40204
CityLouisville
StateKentucky (KY)
CountyJefferson County
Area Code502
Elevation509 ft
Latitude38.239517
Longitude-85.722286
TimezoneNew York (DST)
FIPS21111
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 50.2% (7,038) Female 49.8% (6,980) ♀

Race & Ethnicity

White: 83.9%Hispanic: 3.9%Black: 6%Asian: 2.4%Other: 3.8%Race
White83.9%
Hispanic3.9%
Black6.0%
Asian2.4%
Other3.8%

Age Breakdown

Under 5
3%
5–17
8%
18–24
9%
25–44
39%
45–64
25%
65+
8%

Key Indicators

Median Age38.8 yrs ↑ 11% since 2019
Avg Household Size1.78
Below Poverty9.5% ≈ Avg
College Grads68.2% ▲ 76% above avg
Unemployment4.3% ▼ 13% below avg
No HS Diploma48 (0.5%)
HS Graduate1,131 (10.8%)
Some College626 (6%)
Associates1,512 (14.5%)
Bachelors556 (5.3%)
Graduate Degree6,560 (62.9%)

Education

No HS: 0.5%HS Grad: 10.8%Some College: 6%Associates: 14.5%Bachelors: 5.3%Graduate: 62.9%Edu
No HS0.5%
HS Grad10.8%
Some College6.0%
Associates14.5%
Bachelors5.3%
Graduate62.9%
Housing & Income

Housing Tenure

Owner: 51.4%Renter: 48.6%Tenure
Owner51.4%
Renter48.6%

Home Value Distribution

Under $50k
3%
$50k–100k
1%
$100k–150k
6%
$150k–200k
10%
$200k–300k
28%
$300k–500k
25%
Over $500k
27%

Financials

Median HH Income$70,706 ≈ Avg ↑ 36% since 2019
Median Home Value$314,700 ▲ 13% above avg ↑ 56% since 2019
Home/Income Ratio4.5x (nat avg ~3.5x)
Median Rent$1,225/mo ↑ 32% since 2019
Total Units8,759
Vacant Units1,080
Avg HH Size1.78

Income Distribution

Under $25k
12%
$25k–50k
16%
$50k–75k
22%
$75k–100k
12%
$100k–150k
18%
$150k–200k
7%
Over $200k
12%
Employment & Commute

How People Get to Work

Drove Alone
74%
Public Transit
3%
Walked
4%
Work From Home
18%

Commute Time

Under 15 min
36%
15–30 min
51%
30–45 min
9%
Over 45 min
4%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
4%
1960s–1970s
3%
1980s–1990s
4%
2000+
86%

Summary

Total Units8,759
Vacant1,080
Owner Occupied51.4%
Renter Occupied48.6%
Avg HH Size1.78
Frequently Asked Questions
ZIP code 40204 is in Louisville, KY, in Jefferson County.
ZIP code 40204 is located in Kentucky (KY).
ZIP code 40204 is in Jefferson County, KY.
ZIP 40204 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 40204 is 14,018 people (ACS 2023).
The median household income in ZIP code 40204 is $70,706 (ACS 2023).
The median home value in ZIP 40204 is $314,700 (ACS 2023).
About ZIP Code 40204

ZIP code 40204 is located in Louisville, Kentucky, within Jefferson County. With a population of 14,018, this is a lightly populated ZIP code with a middle-aged community — the median age is 38.8 years. Economically, 40204 is a solidly middle-class ZIP code: the median household income of $70,706 is near the national average.

Real estate in ZIP code 40204 represents a mid-range housing market. The median home value of $314,700 is near the national average. Renters can expect to pay around $1,225 per month in median rent. The area has a relatively balanced mix of owners (51.4%) and renters (48.6%). Median home values have increased by 56% since 2019.

The population of 40204 is primarily White (83.94%). Residents are highly educated — 68.2% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 9.5%. Household income has grown by 36% since 2019.

The unemployment rate in 40204 stands at 4.3%, which is near the national average. About 17% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 69%.

Overall, ZIP code 40204 in Louisville, KY is characterized as solidly middle-class, highly educated, and a middle-aged community. With 14,018 residents, a median household income of $70,706, and a median home value of $314,700, it offers a clear picture of life in this part of Kentucky.