| ZIP Code | 40207 |
|---|---|
| City | Louisville |
| State | Kentucky (KY) |
| County | Jefferson County |
| Area Code | 502 |
| Elevation | 569 ft |
| Latitude | 38.263466 |
|---|---|
| Longitude | -85.656647 |
| Timezone | New York (DST) |
| FIPS | 21111 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.6 yrs |
|---|---|
| Avg Household Size | 2.08 |
| Below Poverty | 5.5% ▼ 45% below avg |
| College Grads | 72.2% ▲ 86% above avg |
| Unemployment | 2.8% ▼ 42% below avg |
| No HS Diploma | 104 (0.5%) |
| HS Graduate | 1,800 (8.7%) |
| Some College | 1,164 (5.6%) |
| Associates | 2,694 (13%) |
| Bachelors | 1,028 (5%) |
| Graduate Degree | 13,952 (67.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $98,583 ▲ 29% above avg ↑ 22% since 2019 |
|---|---|
| Median Home Value | $401,500 ▲ 44% above avg ↑ 31% since 2019 |
| Home/Income Ratio | 4.1x (nat avg ~3.5x) |
| Median Rent | $1,248/mo ↑ 20% since 2019 |
| Total Units | 14,507 |
| Vacant Units | 869 |
| Avg HH Size | 2.08 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 14,507 |
|---|---|
| Vacant | 869 |
| Owner Occupied | 69.2% |
| Renter Occupied | 30.8% |
| Avg HH Size | 2.08 |
ZIP code 40207 is located in Louisville, Kentucky, within Jefferson County. With a population of 28,633, this is a moderately populated ZIP code with a middle-aged community — the median age is 42.6 years. Economically, 40207 is a middle-income ZIP code: the median household income of $98,583 is above the national average.
Real estate in ZIP code 40207 represents a premium housing market. The median home value of $401,500 is above the national average. Renters can expect to pay around $1,248 per month in median rent. Homeownership is strong here — 69.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 31% since 2019.
The population of 40207 is primarily White (87.94%). Residents are highly educated — 72.2% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 5.5%. Household income has grown by 22% since 2019.
The unemployment rate in 40207 stands at 2.8%, which is below the national average. About 21% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 73%.
Overall, ZIP code 40207 in Louisville, KY is characterized as middle-income, highly educated, a middle-aged community, and predominantly owner-occupied. With 28,633 residents, a median household income of $98,583, and a median home value of $401,500, it offers a clear picture of life in this part of Kentucky.