| ZIP Code | 40220 |
|---|---|
| City | Louisville |
| State | Kentucky (KY) |
| County | Jefferson County |
| Area Code | 502 |
| Elevation | 569 ft |
| Latitude | 38.215375 |
|---|---|
| Longitude | -85.618675 |
| Timezone | New York (DST) |
| FIPS | 21111 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.2 yrs |
|---|---|
| Avg Household Size | 2.18 |
| Below Poverty | 8.6% ▼ 14% below avg |
| College Grads | 53.4% ▲ 38% above avg |
| Unemployment | 2.4% ▼ 51% below avg |
| No HS Diploma | 243 (1%) |
| HS Graduate | 4,933 (20.3%) |
| Some College | 2,453 (10.1%) |
| Associates | 3,681 (15.2%) |
| Bachelors | 2,479 (10.2%) |
| Graduate Degree | 10,497 (43.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $73,502 ≈ Avg ↑ 17% since 2019 |
|---|---|
| Median Home Value | $249,700 ▼ 10% below avg ↑ 38% since 2019 |
| Home/Income Ratio | 3.4x (nat avg ~3.5x) |
| Median Rent | $1,187/mo ↑ 22% since 2019 |
| Total Units | 16,019 |
| Vacant Units | 746 |
| Avg HH Size | 2.18 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 16,019 |
|---|---|
| Vacant | 746 |
| Owner Occupied | 63.8% |
| Renter Occupied | 36.3% |
| Avg HH Size | 2.18 |
ZIP code 40220 is located in Louisville, Kentucky, within Jefferson County. With a population of 33,893, this is a moderately populated ZIP code with a middle-aged community — the median age is 39.2 years. Economically, 40220 is a solidly middle-class ZIP code: the median household income of $73,502 is near the national average.
Real estate in ZIP code 40220 represents an affordable housing market. The median home value of $249,700 is near the national average. Renters can expect to pay around $1,187 per month in median rent. Homeownership is strong here — 63.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 38% since 2019.
The population of 40220 is primarily White (71.94%). Residents are well-educated — 53.4% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 8.6%. Household income has grown by 17% since 2019.
The unemployment rate in 40220 stands at 2.4%, which is well below the national average. About 14% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 40220 in Louisville, KY is characterized as solidly middle-class, well-educated, a middle-aged community, and predominantly owner-occupied. With 33,893 residents, a median household income of $73,502, and a median home value of $249,700, it offers a clear picture of life in this part of Kentucky.