| ZIP Code | 40205 |
|---|---|
| City | Louisville |
| State | Kentucky (KY) |
| County | Jefferson County |
| Area Code | 502 |
| Elevation | 545 ft |
| Latitude | 38.223001 |
|---|---|
| Longitude | -85.683261 |
| Timezone | New York (DST) |
| FIPS | 21111 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.5 yrs |
|---|---|
| Avg Household Size | 2.22 |
| Below Poverty | 5.8% ▼ 43% below avg |
| College Grads | 71.7% ▲ 85% above avg |
| Unemployment | 2.9% ▼ 40% below avg |
| No HS Diploma | 40 (0.2%) |
| HS Graduate | 1,857 (11.4%) |
| Some College | 1,126 (6.9%) |
| Associates | 1,605 (9.8%) |
| Bachelors | 1,053 (6.4%) |
| Graduate Degree | 10,657 (65.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $98,990 ▲ 30% above avg ↑ 23% since 2019 |
|---|---|
| Median Home Value | $361,900 ▲ 30% above avg ↑ 26% since 2019 |
| Home/Income Ratio | 3.7x (nat avg ~3.5x) |
| Median Rent | $1,095/mo ↑ 15% since 2019 |
| Total Units | 11,021 |
| Vacant Units | 734 |
| Avg HH Size | 2.22 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 11,021 |
|---|---|
| Vacant | 734 |
| Owner Occupied | 74.0% |
| Renter Occupied | 26.0% |
| Avg HH Size | 2.22 |
ZIP code 40205 is located in Louisville, Kentucky, within Jefferson County. With a population of 24,335, this is a moderately populated ZIP code with a middle-aged community — the median age is 42.5 years. Economically, 40205 is a middle-income ZIP code: the median household income of $98,990 is above the national average.
Real estate in ZIP code 40205 represents a mid-range housing market. The median home value of $361,900 is above the national average. Renters can expect to pay around $1,095 per month in median rent. Homeownership is strong here — 74.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 26% since 2019.
The population of 40205 is primarily White (91.63%). Residents are highly educated — 71.7% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 5.8%. Household income has grown by 23% since 2019.
The unemployment rate in 40205 stands at 2.9%, which is below the national average. About 17% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 72%.
Overall, ZIP code 40205 in Louisville, KY is characterized as middle-income, highly educated, a middle-aged community, and predominantly owner-occupied. With 24,335 residents, a median household income of $98,990, and a median home value of $361,900, it offers a clear picture of life in this part of Kentucky.