US ZIP Code
40206

Louisville, KY

Jefferson County  ·  Kentucky

● Active
👥 20,345 Population ↑ 3% since 2019
💰 $72,543 Median HH Income
≈ Avg ↑ 26% since 2019
🎂 38.7 Median Age
🏠 $276,100 Median Home Value
≈ Avg ↑ 25% since 2019
🎓 62.9% College Grads
▲ 62% above avg
📊 4.2% Unemployment
▼ 14% below avg ↑ 15% since 2019
ZIP Code Details
ZIP Code40206
CityLouisville
StateKentucky (KY)
CountyJefferson County
Area Code502
Elevation509 ft
Latitude38.256501
Longitude-85.701621
TimezoneNew York (DST)
FIPS21111
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 50.1% (10,199) Female 49.9% (10,146) ♀

Race & Ethnicity

White: 78.1%Hispanic: 4.3%Black: 11.1%Asian: 3.5%Other: 2.9%Race
White78.1%
Hispanic4.3%
Black11.1%
Asian3.5%
Other2.9%

Age Breakdown

Under 5
5%
5–17
10%
18–24
8%
25–44
36%
45–64
25%
65+
9%

Key Indicators

Median Age38.7 yrs
Avg Household Size1.86
Below Poverty9.6% ≈ Avg
College Grads62.9% ▲ 62% above avg
Unemployment4.2% ▼ 14% below avg
No HS Diploma62 (0.4%)
HS Graduate2,077 (14.3%)
Some College1,111 (7.6%)
Associates2,142 (14.7%)
Bachelors933 (6.4%)
Graduate Degree8,209 (56.5%)

Education

No HS: 0.4%HS Grad: 14.3%Some College: 7.6%Associates: 14.7%Bachelors: 6.4%Graduate: 56.5%Edu
No HS0.4%
HS Grad14.3%
Some College7.6%
Associates14.7%
Bachelors6.4%
Graduate56.5%
Housing & Income

Housing Tenure

Owner: 51%Renter: 49.1%Tenure
Owner51.0%
Renter49.1%

Home Value Distribution

Under $50k
0%
$50k–100k
5%
$100k–150k
12%
$150k–200k
11%
$200k–300k
29%
$300k–500k
25%
Over $500k
17%

Financials

Median HH Income$72,543 ≈ Avg ↑ 26% since 2019
Median Home Value$276,100 ≈ Avg ↑ 25% since 2019
Home/Income Ratio3.8x (nat avg ~3.5x)
Median Rent$1,142/mo ↑ 34% since 2019
Total Units11,637
Vacant Units998
Avg HH Size1.86

Income Distribution

Under $25k
17%
$25k–50k
17%
$50k–75k
17%
$75k–100k
13%
$100k–150k
17%
$150k–200k
9%
Over $200k
10%
Employment & Commute

How People Get to Work

Drove Alone
81%
Public Transit
1%
Walked
3%
Work From Home
15%

Commute Time

Under 15 min
40%
15–30 min
49%
30–45 min
6%
Over 45 min
4%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
11%
1960s–1970s
10%
1980s–1990s
5%
2000+
70%

Summary

Total Units11,637
Vacant998
Owner Occupied51.0%
Renter Occupied49.1%
Avg HH Size1.86
Frequently Asked Questions
ZIP code 40206 is in Louisville, KY, in Jefferson County.
ZIP code 40206 is located in Kentucky (KY).
ZIP code 40206 is in Jefferson County, KY.
ZIP 40206 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 40206 is 20,345 people (ACS 2023).
The median household income in ZIP code 40206 is $72,543 (ACS 2023).
The median home value in ZIP 40206 is $276,100 (ACS 2023).
About ZIP Code 40206

ZIP code 40206 is located in Louisville, Kentucky, within Jefferson County. With a population of 20,345, this is a moderately populated ZIP code with a middle-aged community — the median age is 38.7 years. Economically, 40206 is a solidly middle-class ZIP code: the median household income of $72,543 is near the national average.

Real estate in ZIP code 40206 represents a mid-range housing market. The median home value of $276,100 is near the national average. Renters can expect to pay around $1,142 per month in median rent. The area has a relatively balanced mix of owners (51.0%) and renters (49.1%). Median home values have increased by 25% since 2019.

The population of 40206 is primarily White (78.08%). Residents are highly educated — 62.9% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 9.6%. Household income has grown by 26% since 2019.

The unemployment rate in 40206 stands at 4.2%, which is near the national average. About 13% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 75%.

Overall, ZIP code 40206 in Louisville, KY is characterized as solidly middle-class, highly educated, and a middle-aged community. With 20,345 residents, a median household income of $72,543, and a median home value of $276,100, it offers a clear picture of life in this part of Kentucky.