| ZIP Code | 40046 |
|---|---|
| City | Mount Eden |
| State | Kentucky (KY) |
| County | Spencer County |
| Area Code | 502 |
| Elevation | 729 ft |
| Latitude | 38.023931 |
|---|---|
| Longitude | -85.169791 |
| Timezone | New York (DST) |
| FIPS | 21215 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.6 yrs ↓ 6% since 2019 |
|---|---|
| Avg Household Size | 2.64 |
| Below Poverty | 9.4% ≈ Avg |
| College Grads | 16.8% ▼ 57% below avg |
| Unemployment | 8.1% ▲ 65% above avg |
| HS Graduate | 303 (36.1%) |
| Some College | 203 (24.2%) |
| Associates | 192 (22.9%) |
| Bachelors | 67 (8%) |
| Graduate Degree | 74 (8.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $56,146 ▼ 26% below avg ↓ 26% since 2019 |
|---|---|
| Median Home Value | $215,400 ▼ 23% below avg ↑ 33% since 2019 |
| Home/Income Ratio | 3.8x (nat avg ~3.5x) |
| Total Units | 559 |
| Vacant Units | 90 |
| Avg HH Size | 2.64 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 559 |
|---|---|
| Vacant | 90 |
| Owner Occupied | 97.0% |
| Renter Occupied | 3.0% |
| Avg HH Size | 2.64 |
ZIP code 40046 is located in Mount Eden, Kentucky, within Spencer County. With a population of 1,239, this is a sparsely populated ZIP code with a middle-aged community — the median age is 43.6 years. Economically, 40046 is a solidly middle-class ZIP code: the median household income of $56,146 is below the national average.
Real estate in ZIP code 40046 represents an affordable housing market. The median home value of $215,400 is below the national average. Homeownership is strong here — 97.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 33% since 2019.
The population of 40046 is primarily White (96.21%). Residents are less-educated — 16.8% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a relatively small share of residents at 9.4%. Household income has declined by 26% since 2019.
The unemployment rate in 40046 stands at 8.1%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 86%.
Overall, ZIP code 40046 in Mount Eden, KY is characterized as solidly middle-class, less-educated, a middle-aged community, and predominantly owner-occupied. With 1,239 residents, a median household income of $56,146, and a median home value of $215,400, it offers a clear picture of life in this part of Kentucky.