| ZIP Code | 40065 |
|---|---|
| City | Shelbyville |
| State | Kentucky (KY) |
| County | Shelby County |
| Area Code | 502 |
| Elevation | 779 ft |
| Latitude | 38.212858 |
|---|---|
| Longitude | -85.208553 |
| Timezone | New York (DST) |
| FIPS | 21211 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.9 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.61 |
| Below Poverty | 9.2% ▼ 8% below avg |
| College Grads | 42.8% ▲ 10% above avg |
| Unemployment | 1.9% ▼ 61% below avg |
| No HS Diploma | 352 (1.8%) |
| HS Graduate | 5,480 (28.6%) |
| Some College | 2,552 (13.3%) |
| Associates | 2,586 (13.5%) |
| Bachelors | 2,121 (11.1%) |
| Graduate Degree | 6,087 (31.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $76,813 ≈ Avg ↑ 22% since 2019 |
|---|---|
| Median Home Value | $254,200 ▼ 9% below avg ↑ 38% since 2019 |
| Home/Income Ratio | 3.3x (nat avg ~3.5x) |
| Median Rent | $1,002/mo ↑ 20% since 2019 |
| Total Units | 12,943 |
| Vacant Units | 981 |
| Avg HH Size | 2.61 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 12,943 |
|---|---|
| Vacant | 981 |
| Owner Occupied | 69.0% |
| Renter Occupied | 31.0% |
| Avg HH Size | 2.61 |
ZIP code 40065 is located in Shelbyville, Kentucky, within Shelby County. With a population of 31,763, this is a moderately populated ZIP code with a middle-aged community — the median age is 39.9 years. Economically, 40065 is a middle-income ZIP code: the median household income of $76,813 is near the national average.
Real estate in ZIP code 40065 represents a mid-range housing market. The median home value of $254,200 is near the national average. Renters can expect to pay around $1,002 per month in median rent. Homeownership is strong here — 69.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 38% since 2019.
The population of 40065 is primarily White (73.67%). Residents are well-educated — 42.8% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 9.2%. Household income has grown by 22% since 2019.
The unemployment rate in 40065 stands at 1.9%, which is well below the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 75%.
Overall, ZIP code 40065 in Shelbyville, KY is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 31,763 residents, a median household income of $76,813, and a median home value of $254,200, it offers a clear picture of life in this part of Kentucky.