County

Shelby County, KY

6 ZIP codes  ·  5 cities  ·  Kentucky

👥43,753Population
💰$79,903Median HH Income≈ Avg
🎂40.3Median Age
🏠$269,612Median Home Value≈ Avg
🎓43.1%College Grads▲ 11% above avg
📊2.4%Unemployment▼ 52% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 50.2% Female 49.8% ♀

Race & Ethnicity

White: 76.7%Hispanic: 12.3%Black: 5%Asian: 1.2%Other: 5%Race
White76.7%
Hispanic12.3%
Black5.0%
Asian1.2%
Other5.0%

Age Breakdown

Under 5
6%
5–17
17%
18–24
8%
25–44
25%
45–64
27%
65+
8%

Key Indicators

Median Age40.3 yrs
Avg HH Size2.62
Below Poverty8.9% ▼ 11% below avg
College Grads43.1% ▲ 11% above avg
Unemployment2.4% ▼ 52% below avg
No HS Diploma441 (1.6%)
HS Graduate7,986 (29.3%)
Some College3,622 (13.3%)
Associates3,469 (12.7%)
Bachelors2,953 (10.8%)
Graduate Degree8,822 (32.3%)

Education

No HS: 1.6%HS Grad: 29.3%Some College: 13.3%Associates: 12.7%Bachelors: 10.8%Graduate: 32.3%Edu
No HS1.6%
HS Grad29.3%
Some College13.3%
Associates12.7%
Bachelors10.8%
Graduate32.3%
Housing & Income

Housing Tenure

Owner: 72.9%Renter: 27.1%Tenure
Owner72.9%
Renter27.1%

Home Value Distribution

Under $50k
4%
$50k–$100k
7%
$100k–$150k
7%
$150k–$200k
9%
$200k–$300k
32%
$300k–$500k
27%
Over $500k
14%

Financials

Median HH Income$79,903 ≈ Avg
Median Home Value$269,612 ≈ Avg
Home/Income Ratio3.4x (nat avg ~3.5x)
Median Rent$966/mo
Total Housing Units17,718
Vacant Units1,323

Income Distribution

Under $25k
14%
$25k–$50k
15%
$50k–$75k
16%
$75k–$100k
14%
$100k–$150k
22%
$150k–$200k
10%
Over $200k
9%
Employment & Commute

How People Get to Work

Drove Alone
86%
Public Transit
1%
Walked
1%
Work From Home
13%

Commute Time

Under 15 min
28%
15–30 min
31%
30–45 min
26%
Over 45 min
16%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
6%
1960s–1970s
11%
1980s–1990s
22%
2000+
59%
About Shelby County, KY

Shelby County is located in Kentucky and encompasses 6 ZIP codes spanning 5 cities and communities. The county has an estimated population of 43,753 residents. With a median age of 40.29, it is a middle-aged county.

Shelby County has a middle-income economic profile. The median household income of $79,903 is near the national average. Unemployment stands at 2.4%, well below the national average. The poverty rate of 8.9% is near the national average.

Housing in Shelby County is a mid-range housing market, with a median home value of $269,612 — near the national average. Monthly median rent is approximately $965. Homeownership rates are high at 72.9%, reflecting a largely residential, stable population.

The residents of Shelby County are primarily White (76.72%). Educational attainment is well-educated — 43.1% of adults hold a bachelor's degree or higher, near the national average.

Shelby County, KY is a middle-income area in Kentucky. The 6 ZIP codes within the county each have their own character — browse the full list below to find the right community, whether you're looking for affordable housing, strong schools, or economic opportunity.

ZIP Codes in Shelby County
ZIPCityPopulationMedian IncomeMedian HomeMedian RentUnemp.College
40003 Bagdad 2,052 $75,956 $330,600 $1,125 4.1% 37.4%
40022 Finchville 801 $85,833 $376,200 0.0% 42.1%
40065 Shelbyville 31,763 $76,813 $254,200 $1,002 1.9% 42.8%
40067 Simpsonville 6,253 $93,899 $336,100 $813 4.1% 47.9%
40076 Waddy 2,884 $84,754 $222,200 $786 3.2% 40.8%