City

Waddy, KY

1 ZIP code  ·  Shelby County  ·  Kentucky

👥2,884Population
💰$84,754Median HH Income▲ 11% above avg
🎂37.2Median Age
🏠$222,200Median Home Value▼ 20% below avg
🎓40.8%College Grads≈ Avg
📊3.2%Unemployment▼ 35% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.8% Female 50.2% ♀

Race & Ethnicity

White: 85.4%Hispanic: 10.8%Black: 0.2%Other: 3.5%Race
White85.4%
Hispanic10.8%
Black0.2%
Other3.5%

Age Breakdown

Under 5
13%
5–17
14%
18–24
5%
25–44
26%
45–64
27%
65+
9%

Key Indicators

Median Age37.2 yrs
Avg HH Size2.75
Below Poverty3.6% ▼ 64% below avg
College Grads40.8% ≈ Avg
Unemployment3.2% ▼ 35% below avg
HS Graduate778 (41%)
Some College202 (10.6%)
Associates144 (7.6%)
Bachelors232 (12.2%)
Graduate Degree541 (28.5%)

Education

HS Grad: 41%Some College: 10.6%Associates: 7.6%Bachelors: 12.2%Graduate: 28.5%Edu
HS Grad41.0%
Some College10.6%
Associates7.6%
Bachelors12.2%
Graduate28.5%
Housing & Income

Housing Tenure

Owner: 80.9%Renter: 19.1%Tenure
Owner80.9%
Renter19.1%

Home Value Distribution

Under $50k
4%
$50k–$100k
11%
$100k–$150k
12%
$150k–$200k
17%
$200k–$300k
30%
$300k–$500k
18%
Over $500k
8%

Financials

Median HH Income$84,754 ▲ 11% above avg
Median Home Value$222,200 ▼ 20% below avg
Home/Income Ratio2.6x (nat avg ~3.5x)
Median Rent$786/mo
Total Housing Units1,106
Vacant Units61

Income Distribution

Under $25k
12%
$25k–$50k
13%
$50k–$75k
18%
$75k–$100k
17%
$100k–$150k
24%
$150k–$200k
11%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
88%
Public Transit
6%
Walked
1%
Work From Home
6%

Commute Time

Under 15 min
7%
15–30 min
47%
30–45 min
26%
Over 45 min
20%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
7%
1960s–1970s
13%
1980s–1990s
21%
2000+
59%
About Waddy, KY

Waddy is a city in Kentucky, located in Shelby County. The city spans 1 ZIP code and is home to approximately 2,884 residents. It is a relatively young city, with a median age of 37.2 years.

Economically, Waddy is a middle-income community. The median household income of $84,754 is near the national average. Approximately 3.6% of residents live below the poverty line. The unemployment rate is 3.2%, below the national average.

The real estate market in Waddy is an affordable housing market. Median home values stand at $222,200, which is below the national average. Renters typically pay around $786 per month. Homeownership is high at 80.9%, typical of suburban and family-oriented communities.

The population of Waddy is well-educated. 40.8% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (85.44%).

Waddy, KY offers residents above-average earning potential within Kentucky.

ZIP Codes in Waddy
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
40076 2,884 $84,754 $222,200 $786 3.2% 40.8% 80.9%