| ZIP Code | 40022 |
|---|---|
| City | Finchville |
| State | Kentucky (KY) |
| County | Shelby County |
| Area Code | 502 |
| Elevation | 722 ft |
| Latitude | 38.151401 |
|---|---|
| Longitude | -85.342927 |
| Timezone | New York (DST) |
| FIPS | 21211 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 50.9 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.74 |
| Below Poverty | 5.2% ▼ 48% below avg |
| College Grads | 42.1% ▲ 9% above avg |
| Unemployment | 0.0% ▼ 100% below avg |
| HS Graduate | 160 (28.7%) |
| Some College | 66 (11.8%) |
| Associates | 97 (17.4%) |
| Bachelors | 52 (9.3%) |
| Graduate Degree | 183 (32.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $85,833 ▲ 12% above avg ↓ 12% since 2019 |
|---|---|
| Median Home Value | $376,200 ▲ 35% above avg ↑ 8% since 2019 |
| Home/Income Ratio | 4.4x (nat avg ~3.5x) |
| Total Units | 329 |
| Vacant Units | 37 |
| Avg HH Size | 2.74 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 329 |
|---|---|
| Vacant | 37 |
| Owner Occupied | 83.2% |
| Renter Occupied | 16.8% |
| Avg HH Size | 2.74 |
ZIP code 40022 is located in Finchville, Kentucky, within Shelby County. With a population of 801, this is a sparsely populated ZIP code with a mature community — the median age is 50.9 years. Economically, 40022 is a middle-income ZIP code: the median household income of $85,833 is near the national average.
Real estate in ZIP code 40022 represents a mid-range housing market. The median home value of $376,200 is above the national average. Homeownership is strong here — 83.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 8% since 2019.
The population of 40022 is majority White (62.67%). Residents are well-educated — 42.1% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 5.2%. Household income has declined by 12% since 2019.
About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 40022 in Finchville, KY is characterized as middle-income, well-educated, a mature community, and predominantly owner-occupied. With 801 residents, a median household income of $85,833, and a median home value of $376,200, it offers a clear picture of life in this part of Kentucky.