| ZIP Code | 40012 |
|---|---|
| City | Chaplin |
| State | Kentucky (KY) |
| County | Nelson County |
| Area Code | 502 |
| Elevation | 825 ft |
| Latitude | 37.912954 |
|---|---|
| Longitude | -85.16734 |
| Timezone | New York (DST) |
| FIPS | 21179 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 35.2 yrs ↓ 14% since 2019 |
|---|---|
| Avg Household Size | 3.18 |
| Below Poverty | 13.7% ▲ 37% above avg |
| College Grads | 38.9% ≈ Avg |
| Unemployment | 1.4% ▼ 72% below avg |
| HS Graduate | 214 (42.5%) |
| Some College | 71 (14.1%) |
| Associates | 23 (4.6%) |
| Bachelors | 133 (26.4%) |
| Graduate Degree | 63 (12.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $81,150 ≈ Avg ↑ 59% since 2019 |
|---|---|
| Median Home Value | $208,500 ▼ 25% below avg ↑ 104% since 2019 |
| Home/Income Ratio | 2.6x (nat avg ~3.5x) |
| Median Rent | $910/mo ↑ 18% since 2019 |
| Total Units | 275 |
| Avg HH Size | 3.18 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 275 |
|---|---|
| Owner Occupied | 83.3% |
| Renter Occupied | 16.7% |
| Avg HH Size | 3.18 |
ZIP code 40012 is located in Chaplin, Kentucky, within Nelson County. With a population of 885, this is a sparsely populated ZIP code with a relatively young community — the median age is 35.2 years. Economically, 40012 is a middle-income ZIP code: the median household income of $81,150 is near the national average.
Real estate in ZIP code 40012 represents an affordable housing market. The median home value of $208,500 is below the national average. Renters can expect to pay around $910 per month in median rent. Homeownership is strong here — 83.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 104% since 2019.
The population of 40012 is primarily White (90.96%). Residents are moderately educated — 38.9% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 13.7%. Household income has grown by 59% since 2019.
The unemployment rate in 40012 stands at 1.4%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 88%.
Overall, ZIP code 40012 in Chaplin, KY is characterized as middle-income, moderately educated, a relatively young community, and predominantly owner-occupied. With 885 residents, a median household income of $81,150, and a median home value of $208,500, it offers a clear picture of life in this part of Kentucky.