County

Spencer County, KY

2 ZIP codes  ·  2 cities  ·  Kentucky

👥17,941Population
💰$94,504Median HH Income▲ 24% above avg
🎂42.7Median Age
🏠$292,203Median Home Value≈ Avg
🎓32.6%College Grads▼ 16% below avg
📊4.8%Unemployment≈ Avg
People & Population (ACS 2023 — weighted avg)
♂ Male 50.1% Female 50.0% ♀

Race & Ethnicity

White: 92.9%Hispanic: 2.4%Black: 1.1%Asian: 0.4%Other: 3.2%Race
White92.9%
Hispanic2.4%
Black1.1%
Asian0.4%
Other3.2%

Age Breakdown

Under 5
5%
5–17
18%
18–24
8%
25–44
23%
45–64
31%
65+
7%

Key Indicators

Median Age42.7 yrs
Avg HH Size2.84
Below Poverty7.7% ▼ 23% below avg
College Grads32.6% ▼ 16% below avg
Unemployment4.8% ≈ Avg
No HS Diploma63 (0.5%)
HS Graduate3,802 (32.8%)
Some College2,018 (17.4%)
Associates1,946 (16.8%)
Bachelors1,274 (11%)
Graduate Degree2,497 (21.5%)

Education

No HS: 0.5%HS Grad: 32.8%Some College: 17.4%Associates: 16.8%Bachelors: 11%Graduate: 21.5%Edu
No HS0.5%
HS Grad32.8%
Some College17.4%
Associates16.8%
Bachelors11.0%
Graduate21.5%
Housing & Income

Housing Tenure

Owner: 85.8%Renter: 14.2%Tenure
Owner85.8%
Renter14.2%

Home Value Distribution

Under $50k
3%
$50k–$100k
3%
$100k–$150k
6%
$150k–$200k
6%
$200k–$300k
35%
$300k–$500k
36%
Over $500k
10%

Financials

Median HH Income$94,504 ▲ 24% above avg
Median Home Value$292,202 ≈ Avg
Home/Income Ratio3.1x (nat avg ~3.5x)
Median Rent$941/mo
Total Housing Units6,823
Vacant Units523

Income Distribution

Under $25k
12%
$25k–$50k
10%
$50k–$75k
15%
$75k–$100k
14%
$100k–$150k
26%
$150k–$200k
13%
Over $200k
9%
Employment & Commute

How People Get to Work

Drove Alone
88%
Public Transit
0%
Walked
1%
Work From Home
11%

Commute Time

Under 15 min
16%
15–30 min
22%
30–45 min
36%
Over 45 min
26%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
4%
1960s–1970s
6%
1980s–1990s
31%
2000+
59%
About Spencer County, KY

Spencer County is located in Kentucky and encompasses 2 ZIP codes spanning 2 cities and communities. The county has an estimated population of 17,941 residents. With a median age of 42.67, it is a middle-aged county.

Spencer County has a middle-income economic profile. The median household income of $94,503 is above the national average. Unemployment stands at 4.8%, near the national average. The poverty rate of 7.7% is well below the national average.

Housing in Spencer County is a mid-range housing market, with a median home value of $292,202 — near the national average. Monthly median rent is approximately $941. Homeownership rates are high at 85.8%, reflecting a largely residential, stable population.

The residents of Spencer County are primarily White (92.89%). Educational attainment is moderately educated — 32.6% of adults hold a bachelor's degree or higher, below the national average.

Spencer County, KY is a middle-income area in Kentucky. The 2 ZIP codes within the county each have their own character — browse the full list below to find the right community, whether you're looking for affordable housing, strong schools, or economic opportunity.

ZIP Codes in Spencer County
ZIPCityPopulationMedian IncomeMedian HomeMedian RentUnemp.College
40046 Mount Eden 1,239 $56,146 $215,400 — 8.1% 16.8%
40071 Taylorsville 16,702 $97,349 $297,900 $941 4.5% 33.7%

Look Up a ZIP Code

Enter a ZIP code or city name

Highest Income ZIPs
Cities in Spencer County
Related
Kentucky Rankings