| ZIP Code | 28742 |
|---|---|
| City | Horse Shoe |
| State | North Carolina (NC) |
| County | Henderson County |
| Area Code | 828 |
| Elevation | 2,478 ft |
| Latitude | 35.38276 |
|---|---|
| Longitude | -82.651275 |
| Timezone | New York (DST) |
| FIPS | 37089 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 48.6 yrs |
|---|---|
| Avg Household Size | 2.41 |
| Below Poverty | 9.7% ≈ Avg |
| College Grads | 54.1% ▲ 40% above avg |
| Unemployment | 8.0% ▲ 63% above avg |
| HS Graduate | 349 (17.3%) |
| Some College | 204 (10.1%) |
| Associates | 372 (18.5%) |
| Bachelors | 270 (13.4%) |
| Graduate Degree | 821 (40.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $97,292 ▲ 27% above avg ↑ 46% since 2019 |
|---|---|
| Median Home Value | $330,200 ▲ 18% above avg ↑ 50% since 2019 |
| Home/Income Ratio | 3.4x (nat avg ~3.5x) |
| Median Rent | $843/mo ↑ 4% since 2019 |
| Total Units | 1,323 |
| Vacant Units | 69 |
| Avg HH Size | 2.41 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,323 |
|---|---|
| Vacant | 69 |
| Owner Occupied | 86.6% |
| Renter Occupied | 13.4% |
| Avg HH Size | 2.41 |
ZIP code 28742 is located in Horse Shoe, North Carolina, within Henderson County. With a population of 3,026, this is a sparsely populated ZIP code with a mature community — the median age is 48.6 years. Economically, 28742 is a middle-income ZIP code: the median household income of $97,292 is above the national average.
Real estate in ZIP code 28742 represents a mid-range housing market. The median home value of $330,200 is above the national average. Renters can expect to pay around $843 per month in median rent. Homeownership is strong here — 86.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 50% since 2019.
The population of 28742 is primarily White (97.79%). Residents are well-educated — 54.1% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 9.7%. Household income has grown by 46% since 2019.
The unemployment rate in 28742 stands at 8.0%, which is significantly above the national average. About 21% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 66%.
Overall, ZIP code 28742 in Horse Shoe, NC is characterized as middle-income, well-educated, a mature community, and predominantly owner-occupied. With 3,026 residents, a median household income of $97,292, and a median home value of $330,200, it offers a clear picture of life in this part of North Carolina.