US ZIP Code
28645

Lenoir, NC

Caldwell County  ·  North Carolina

● Active
👥 46,237 Population
💰 $50,529 Median HH Income
▼ 34% below avg ↑ 24% since 2019
🎂 46.5 Median Age ↑ 3% since 2019
🏠 $157,800 Median Home Value
▼ 43% below avg ↑ 42% since 2019
🎓 30.7% College Grads
▼ 21% below avg
📊 4.4% Unemployment
▼ 9% below avg ↓ 38% since 2019
ZIP Code Details
ZIP Code28645
CityLenoir
StateNorth Carolina (NC)
CountyCaldwell County
Area Code828
Elevation1,312 ft
Latitude35.97883
Longitude-81.547779
TimezoneNew York (DST)
FIPS37027
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 49.0% (22,638) Female 51.0% (23,599) ♀

Race & Ethnicity

White: 82.6%Hispanic: 7.7%Black: 5.9%Asian: 0.8%Other: 2.7%Race
White82.6%
Hispanic7.7%
Black5.9%
Asian0.8%
Other2.7%

Age Breakdown

Under 5
5%
5–17
15%
18–24
8%
25–44
21%
45–64
30%
65+
10%

Key Indicators

Median Age46.5 yrs ↑ 3% since 2019
Avg Household Size2.38
Below Poverty12.3% ▲ 23% above avg
College Grads30.7% ▼ 21% below avg
Unemployment4.4% ▼ 9% below avg
No HS Diploma607 (2.1%)
HS Graduate9,073 (31.2%)
Some College5,378 (18.5%)
Associates5,075 (17.5%)
Bachelors3,167 (10.9%)
Graduate Degree5,737 (19.8%)

Education

No HS: 2.1%HS Grad: 31.2%Some College: 18.5%Associates: 17.5%Bachelors: 10.9%Graduate: 19.8%Edu
No HS2.1%
HS Grad31.2%
Some College18.5%
Associates17.5%
Bachelors10.9%
Graduate19.8%
Housing & Income

Housing Tenure

Owner: 71.7%Renter: 28.3%Tenure
Owner71.7%
Renter28.3%

Home Value Distribution

Under $50k
10%
$50k–100k
20%
$100k–150k
17%
$150k–200k
16%
$200k–300k
22%
$300k–500k
12%
Over $500k
3%

Financials

Median HH Income$50,529 ▼ 34% below avg ↑ 24% since 2019
Median Home Value$157,800 ▼ 43% below avg ↑ 42% since 2019
Home/Income Ratio3.1x (nat avg ~3.5x)
Median Rent$726/mo ↑ 13% since 2019
Total Units21,558
Vacant Units2,465
Avg HH Size2.38

Income Distribution

Under $25k
22%
$25k–50k
25%
$50k–75k
19%
$75k–100k
13%
$100k–150k
13%
$150k–200k
6%
Over $200k
2%
Employment & Commute

How People Get to Work

Drove Alone
93%
Walked
1%
Work From Home
6%

Commute Time

Under 15 min
31%
15–30 min
31%
30–45 min
22%
Over 45 min
17%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
15%
1960s–1970s
14%
1980s–1990s
14%
2000+
55%

Summary

Total Units21,558
Vacant2,465
Owner Occupied71.7%
Renter Occupied28.3%
Avg HH Size2.38
Frequently Asked Questions
ZIP code 28645 is in Lenoir, NC, in Caldwell County.
ZIP code 28645 is located in North Carolina (NC).
ZIP code 28645 is in Caldwell County, NC.
ZIP 28645 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 28645 is 46,237 people (ACS 2023).
The median household income in ZIP code 28645 is $50,529 (ACS 2023).
The median home value in ZIP 28645 is $157,800 (ACS 2023).
About ZIP Code 28645

ZIP code 28645 is located in Lenoir, North Carolina, within Caldwell County. With a population of 46,237, this is a highly populated ZIP code with a mature community — the median age is 46.5 years. Economically, 28645 is a working-class ZIP code: the median household income of $50,529 is below the national average.

Real estate in ZIP code 28645 represents an affordable housing market. The median home value of $157,800 is below the national average. Renters can expect to pay around $726 per month in median rent. Homeownership is strong here — 71.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 42% since 2019.

The population of 28645 is primarily White (82.63%). Residents are moderately educated — 30.7% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 12.3%. Household income has grown by 24% since 2019.

The unemployment rate in 28645 stands at 4.4%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 82%.

Overall, ZIP code 28645 in Lenoir, NC is characterized as working-class, moderately educated, a mature community, and predominantly owner-occupied. With 46,237 residents, a median household income of $50,529, and a median home value of $157,800, it offers a clear picture of life in this part of North Carolina.