US ZIP Code
28630

Granite Falls, NC

Caldwell County  ·  North Carolina

● Active
👥 20,400 Population
💰 $65,713 Median HH Income
▼ 14% below avg ↑ 26% since 2019
🎂 46.3 Median Age ↑ 5% since 2019
🏠 $197,800 Median Home Value
▼ 29% below avg ↑ 61% since 2019
🎓 36.8% College Grads
≈ Avg
📊 7.0% Unemployment
▲ 42% above avg ↑ 3% since 2019
ZIP Code Details
ZIP Code28630
CityGranite Falls
StateNorth Carolina (NC)
CountyCaldwell County
Area Code828
Elevation1,172 ft
Latitude35.831975
Longitude-81.42017
TimezoneNew York (DST)
FIPS37027
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 51.6% (10,518) Female 48.4% (9,882) ♀

Race & Ethnicity

White: 87.4%Hispanic: 5.4%Black: 2%Asian: 0.4%Other: 4.6%Race
White87.4%
Hispanic5.4%
Black2.0%
Asian0.4%
Other4.6%

Age Breakdown

Under 5
5%
5–17
16%
18–24
7%
25–44
21%
45–64
30%
65+
10%

Key Indicators

Median Age46.3 yrs ↑ 5% since 2019
Avg Household Size2.53
Below Poverty11.8% ▲ 18% above avg
College Grads36.8% ≈ Avg
Unemployment7.0% ▲ 42% above avg
No HS Diploma189 (1.5%)
HS Graduate3,870 (30.6%)
Some College2,241 (17.7%)
Associates1,708 (13.5%)
Bachelors2,114 (16.7%)
Graduate Degree2,544 (20.1%)

Education

No HS: 1.5%HS Grad: 30.6%Some College: 17.7%Associates: 13.5%Bachelors: 16.7%Graduate: 20.1%Edu
No HS1.5%
HS Grad30.6%
Some College17.7%
Associates13.5%
Bachelors16.7%
Graduate20.1%
Housing & Income

Housing Tenure

Owner: 77.4%Renter: 22.6%Tenure
Owner77.4%
Renter22.6%

Home Value Distribution

Under $50k
8%
$50k–100k
10%
$100k–150k
18%
$150k–200k
14%
$200k–300k
27%
$300k–500k
16%
Over $500k
6%

Financials

Median HH Income$65,713 ▼ 14% below avg ↑ 26% since 2019
Median Home Value$197,800 ▼ 29% below avg ↑ 61% since 2019
Home/Income Ratio3.0x (nat avg ~3.5x)
Median Rent$808/mo ↑ 17% since 2019
Total Units9,220
Vacant Units1,197
Avg HH Size2.53

Income Distribution

Under $25k
15%
$25k–50k
21%
$50k–75k
17%
$75k–100k
14%
$100k–150k
23%
$150k–200k
6%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
92%
Walked
0%
Work From Home
8%

Commute Time

Under 15 min
23%
15–30 min
48%
30–45 min
20%
Over 45 min
10%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
8%
1960s–1970s
13%
1980s–1990s
23%
2000+
55%

Summary

Total Units9,220
Vacant1,197
Owner Occupied77.4%
Renter Occupied22.6%
Avg HH Size2.53
Frequently Asked Questions
ZIP code 28630 is in Granite Falls, NC, in Caldwell County.
ZIP code 28630 is located in North Carolina (NC).
ZIP code 28630 is in Caldwell County, NC.
ZIP 28630 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 28630 is 20,400 people (ACS 2023).
The median household income in ZIP code 28630 is $65,713 (ACS 2023).
The median home value in ZIP 28630 is $197,800 (ACS 2023).
About ZIP Code 28630

ZIP code 28630 is located in Granite Falls, North Carolina, within Caldwell County. With a population of 20,400, this is a moderately populated ZIP code with a mature community — the median age is 46.3 years. Economically, 28630 is a solidly middle-class ZIP code: the median household income of $65,713 is near the national average.

Real estate in ZIP code 28630 represents an affordable housing market. The median home value of $197,800 is below the national average. Renters can expect to pay around $808 per month in median rent. Homeownership is strong here — 77.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 61% since 2019.

The population of 28630 is primarily White (87.37%). Residents are moderately educated — 36.8% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 11.8%. Household income has grown by 26% since 2019.

The unemployment rate in 28630 stands at 7.0%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 84%.

Overall, ZIP code 28630 in Granite Falls, NC is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 20,400 residents, a median household income of $65,713, and a median home value of $197,800, it offers a clear picture of life in this part of North Carolina.