County

Caldwell County, NC

7 ZIP codes  ·  6 cities  ·  North Carolina

👥78,818Population
💰$55,733Median HH Income▼ 27% below avg
🎂45.3Median Age
🏠$170,617Median Home Value▼ 39% below avg
🎓32.4%College Grads▼ 16% below avg
📊4.9%Unemployment≈ Avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.8% Female 50.2% ♀

Race & Ethnicity

White: 85.4%Hispanic: 6.5%Black: 4.2%Asian: 0.7%Other: 3.1%Race
White85.4%
Hispanic6.5%
Black4.2%
Asian0.7%
Other3.1%

Age Breakdown

Under 5
5%
5–17
15%
18–24
8%
25–44
22%
45–64
30%
65+
10%

Key Indicators

Median Age45.3 yrs
Avg HH Size2.44
Below Poverty12.9% ▲ 29% above avg
College Grads32.4% ▼ 16% below avg
Unemployment4.9% ≈ Avg
No HS Diploma880 (1.8%)
HS Graduate15,348 (31.3%)
Some College9,077 (18.5%)
Associates7,810 (15.9%)
Bachelors6,010 (12.3%)
Graduate Degree9,872 (20.1%)

Education

No HS: 1.8%HS Grad: 31.3%Some College: 18.5%Associates: 15.9%Bachelors: 12.3%Graduate: 20.1%Edu
No HS1.8%
HS Grad31.3%
Some College18.5%
Associates15.9%
Bachelors12.3%
Graduate20.1%
Housing & Income

Housing Tenure

Owner: 73.6%Renter: 26.4%Tenure
Owner73.6%
Renter26.4%

Home Value Distribution

Under $50k
9%
$50k–$100k
16%
$100k–$150k
18%
$150k–$200k
16%
$200k–$300k
24%
$300k–$500k
13%
Over $500k
4%

Financials

Median HH Income$55,733 ▼ 27% below avg
Median Home Value$170,617 ▼ 39% below avg
Home/Income Ratio3.1x (nat avg ~3.5x)
Median Rent$742/mo
Total Housing Units36,279
Vacant Units4,351

Income Distribution

Under $25k
21%
$25k–$50k
23%
$50k–$75k
18%
$75k–$100k
13%
$100k–$150k
16%
$150k–$200k
6%
Over $200k
3%
Employment & Commute

How People Get to Work

Drove Alone
92%
Public Transit
0%
Walked
1%
Work From Home
7%

Commute Time

Under 15 min
29%
15–30 min
36%
30–45 min
22%
Over 45 min
13%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
13%
1960s–1970s
14%
1980s–1990s
16%
2000+
54%
About Caldwell County, NC

Caldwell County is located in North Carolina and encompasses 7 ZIP codes spanning 6 cities and communities. The county has an estimated population of 78,818 residents. With a median age of 45.29, it is a mature county.

Caldwell County has a solidly middle-class economic profile. The median household income of $55,732 is below the national average. Unemployment stands at 4.9%, near the national average. The poverty rate of 12.9% is above the national average.

Housing in Caldwell County is an affordable housing market, with a median home value of $170,617 — below the national average. Monthly median rent is approximately $742. Homeownership rates are high at 73.6%, reflecting a largely residential, stable population.

The residents of Caldwell County are primarily White (85.36%). Educational attainment is moderately educated — 32.4% of adults hold a bachelor's degree or higher, below the national average.

Caldwell County, NC is a solidly middle-class area in North Carolina. The 7 ZIP codes within the county each have their own character — browse the full list below to find the right community, whether you're looking for affordable housing, strong schools, or economic opportunity.

ZIP Codes in Caldwell County
ZIPCityPopulationMedian IncomeMedian HomeMedian RentUnemp.College
28630 Granite Falls 20,400 $65,713 $197,800 $808 7.0% 36.8%
28638 Hudson 11,629 $58,914 $174,800 $693 2.9% 31.4%
28645 Lenoir 46,237 $50,529 $157,800 $726 4.4% 30.7%