US ZIP Code
28098

Lowell, NC

Gaston County  ·  North Carolina

● Active
👥 3,746 Population ↑ 3% since 2019
💰 $51,879 Median HH Income
▼ 32% below avg ↓ 4% since 2019
🎂 41.1 Median Age
🏠 $153,300 Median Home Value
▼ 45% below avg ↑ 29% since 2019
🎓 31.2% College Grads
▼ 19% below avg
📊 1.7% Unemployment
▼ 65% below avg ↓ 63% since 2019
ZIP Code Details
ZIP Code28098
CityLowell
StateNorth Carolina (NC)
CountyGaston County
Area Code704/980
Elevation753 ft
Latitude35.271135
Longitude-81.100787
TimezoneNew York (DST)
FIPS37071
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 52.1% (1,953) Female 47.9% (1,793) ♀

Race & Ethnicity

White: 67.1%Hispanic: 15.8%Black: 11.9%Asian: 2.3%Other: 3%Race
White67.1%
Hispanic15.8%
Black11.9%
Asian2.3%
Other3.0%

Age Breakdown

Under 5
5%
5–17
16%
18–24
6%
25–44
27%
45–64
29%
65+
9%

Key Indicators

Median Age41.1 yrs
Avg Household Size2.29
Below Poverty19.0% ▲ 90% above avg
College Grads31.2% ▼ 19% below avg
Unemployment1.7% ▼ 65% below avg
No HS Diploma48 (2%)
HS Graduate617 (26%)
Some College379 (16%)
Associates589 (24.8%)
Bachelors278 (11.7%)
Graduate Degree463 (19.5%)

Education

No HS: 2%HS Grad: 26%Some College: 16%Associates: 24.8%Bachelors: 11.7%Graduate: 19.5%Edu
No HS2.0%
HS Grad26.0%
Some College16.0%
Associates24.8%
Bachelors11.7%
Graduate19.5%
Housing & Income

Housing Tenure

Owner: 75.2%Renter: 24.8%Tenure
Owner75.2%
Renter24.8%

Home Value Distribution

Under $50k
6%
$50k–100k
7%
$100k–150k
36%
$150k–200k
10%
$200k–300k
26%
$300k–500k
13%
Over $500k
2%

Financials

Median HH Income$51,879 ▼ 32% below avg ↓ 4% since 2019
Median Home Value$153,300 ▼ 45% below avg ↑ 29% since 2019
Home/Income Ratio3.0x (nat avg ~3.5x)
Median Rent$1,152/mo ↑ 37% since 2019
Total Units1,685
Vacant Units51
Avg HH Size2.29

Income Distribution

Under $25k
17%
$25k–50k
25%
$50k–75k
19%
$75k–100k
14%
$100k–150k
16%
$150k–200k
2%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
83%
Walked
0%
Work From Home
17%

Commute Time

Under 15 min
34%
15–30 min
39%
30–45 min
14%
Over 45 min
12%
Housing Stock

Year Built

Before 1940
12%
1940s–1950s
11%
1960s–1970s
8%
1980s–1990s
15%
2000+
54%

Summary

Total Units1,685
Vacant51
Owner Occupied75.2%
Renter Occupied24.8%
Avg HH Size2.29
Frequently Asked Questions
ZIP code 28098 is in Lowell, NC, in Gaston County.
ZIP code 28098 is located in North Carolina (NC).
ZIP code 28098 is in Gaston County, NC.
ZIP 28098 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 28098 is 3,746 people (ACS 2023).
The median household income in ZIP code 28098 is $51,879 (ACS 2023).
The median home value in ZIP 28098 is $153,300 (ACS 2023).
About ZIP Code 28098

ZIP code 28098 is located in Lowell, North Carolina, within Gaston County. With a population of 3,746, this is a sparsely populated ZIP code with a middle-aged community — the median age is 41.1 years. Economically, 28098 is a working-class ZIP code: the median household income of $51,879 is below the national average.

Real estate in ZIP code 28098 represents an affordable housing market. The median home value of $153,300 is below the national average. Renters can expect to pay around $1,152 per month in median rent. Homeownership is strong here — 75.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 29% since 2019.

The population of 28098 is majority White (67.11%). Residents are moderately educated — 31.2% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 19.0%. Household income has declined by 4% since 2019.

The unemployment rate in 28098 stands at 1.7%, which is well below the national average. About 15% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 74%.

Overall, ZIP code 28098 in Lowell, NC is characterized as working-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 3,746 residents, a median household income of $51,879, and a median home value of $153,300, it offers a clear picture of life in this part of North Carolina.