| ZIP Code | 28120 |
|---|---|
| City | Mount Holly |
| State | North Carolina (NC) |
| County | Gaston County |
| Area Code | 704/980 |
| Elevation | 687 ft |
| Latitude | 35.328586 |
|---|---|
| Longitude | -81.026424 |
| Timezone | New York (DST) |
| FIPS | 37071 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.7 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.45 |
| Below Poverty | 9.8% ≈ Avg |
| College Grads | 47.5% ▲ 23% above avg |
| Unemployment | 5.4% ▲ 11% above avg |
| No HS Diploma | 107 (0.7%) |
| HS Graduate | 3,701 (23.4%) |
| Some College | 1,755 (11.1%) |
| Associates | 2,743 (17.3%) |
| Bachelors | 1,921 (12.1%) |
| Graduate Degree | 5,605 (35.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $74,809 ≈ Avg ↑ 21% since 2019 |
|---|---|
| Median Home Value | $272,500 ≈ Avg ↑ 68% since 2019 |
| Home/Income Ratio | 3.6x (nat avg ~3.5x) |
| Median Rent | $1,179/mo ↑ 42% since 2019 |
| Total Units | 10,590 |
| Vacant Units | 644 |
| Avg HH Size | 2.45 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 10,590 |
|---|---|
| Vacant | 644 |
| Owner Occupied | 72.0% |
| Renter Occupied | 28.0% |
| Avg HH Size | 2.45 |
ZIP code 28120 is located in Mount Holly, North Carolina, within Gaston County. With a population of 24,363, this is a moderately populated ZIP code with a middle-aged community — the median age is 40.7 years. Economically, 28120 is a solidly middle-class ZIP code: the median household income of $74,809 is near the national average.
Real estate in ZIP code 28120 represents a mid-range housing market. The median home value of $272,500 is near the national average. Renters can expect to pay around $1,179 per month in median rent. Homeownership is strong here — 72.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 68% since 2019.
The population of 28120 is primarily White (71.40%). Residents are well-educated — 47.5% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 9.8%. Household income has grown by 21% since 2019.
The unemployment rate in 28120 stands at 5.4%, which is near the national average. About 15% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 75%.
Overall, ZIP code 28120 in Mount Holly, NC is characterized as solidly middle-class, well-educated, a middle-aged community, and predominantly owner-occupied. With 24,363 residents, a median household income of $74,809, and a median home value of $272,500, it offers a clear picture of life in this part of North Carolina.