| ZIP Code | 28012 |
|---|---|
| City | Belmont |
| State | North Carolina (NC) |
| County | Gaston County |
| Area Code | 704/980 |
| Elevation | 656 ft |
| Latitude | 35.211504 |
|---|---|
| Longitude | -81.037865 |
| Timezone | New York (DST) |
| FIPS | 37071 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.6 yrs |
|---|---|
| Avg Household Size | 2.34 |
| Below Poverty | 10.2% ≈ Avg |
| College Grads | 55.7% ▲ 44% above avg |
| Unemployment | 5.3% ▲ 9% above avg |
| No HS Diploma | 239 (1.4%) |
| HS Graduate | 3,429 (19.6%) |
| Some College | 1,772 (10.1%) |
| Associates | 2,305 (13.2%) |
| Bachelors | 2,120 (12.1%) |
| Graduate Degree | 7,606 (43.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $81,057 ≈ Avg ↑ 14% since 2019 |
|---|---|
| Median Home Value | $324,400 ▲ 16% above avg ↑ 59% since 2019 |
| Home/Income Ratio | 4.0x (nat avg ~3.5x) |
| Median Rent | $1,288/mo ↑ 41% since 2019 |
| Total Units | 11,511 |
| Vacant Units | 542 |
| Avg HH Size | 2.34 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 11,511 |
|---|---|
| Vacant | 542 |
| Owner Occupied | 68.5% |
| Renter Occupied | 31.5% |
| Avg HH Size | 2.34 |
ZIP code 28012 is located in Belmont, North Carolina, within Gaston County. With a population of 26,519, this is a moderately populated ZIP code with a middle-aged community — the median age is 38.6 years. Economically, 28012 is a middle-income ZIP code: the median household income of $81,057 is near the national average.
Real estate in ZIP code 28012 represents a mid-range housing market. The median home value of $324,400 is above the national average. Renters can expect to pay around $1,288 per month in median rent. Homeownership is strong here — 68.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 59% since 2019.
The population of 28012 is primarily White (83.70%). Residents are well-educated — 55.7% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 10.2%. Household income has grown by 14% since 2019.
The unemployment rate in 28012 stands at 5.3%, which is near the national average. About 17% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 74%.
Overall, ZIP code 28012 in Belmont, NC is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 26,519 residents, a median household income of $81,057, and a median home value of $324,400, it offers a clear picture of life in this part of North Carolina.