US ZIP Code
28278

Charlotte, NC

Mecklenburg County  ·  North Carolina

● Active
👥 36,438 Population ↑ 24% since 2019
💰 $121,366 Median HH Income
▲ 59% above avg ↑ 29% since 2019
🎂 36.4 Median Age ↑ 3% since 2019
🏠 $413,400 Median Home Value
▲ 48% above avg ↑ 48% since 2019
🎓 66.1% College Grads
▲ 71% above avg
📊 3.7% Unemployment
▼ 24% below avg ↓ 29% since 2019
ZIP Code Details
ZIP Code28278
CityCharlotte
StateNorth Carolina (NC)
CountyMecklenburg County
Area Code704
Elevation608 ft
Latitude35.133373
Longitude-81.008837
TimezoneNew York (DST)
FIPS37119
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 49.0% (17,847) Female 51.0% (18,591) ♀

Race & Ethnicity

White: 37.6%Hispanic: 13.1%Black: 33.1%Asian: 8.8%Other: 6.6%Race
White37.6%
Hispanic13.1%
Black33.1%
Asian8.8%
Other6.6%

Age Breakdown

Under 5
7%
5–17
19%
18–24
7%
25–44
32%
45–64
25%
65+
5%

Key Indicators

Median Age36.4 yrs ↑ 3% since 2019
Avg Household Size2.79
Below Poverty3.8% ▼ 62% below avg
College Grads66.1% ▲ 71% above avg
Unemployment3.7% ▼ 24% below avg
No HS Diploma245 (1%)
HS Graduate3,343 (14.2%)
Some College1,590 (6.8%)
Associates2,795 (11.9%)
Bachelors2,016 (8.6%)
Graduate Degree13,552 (57.6%)

Education

No HS: 1%HS Grad: 14.2%Some College: 6.8%Associates: 11.9%Bachelors: 8.6%Graduate: 57.6%Edu
No HS1.0%
HS Grad14.2%
Some College6.8%
Associates11.9%
Bachelors8.6%
Graduate57.6%
Housing & Income

Housing Tenure

Owner: 76.1%Renter: 24%Tenure
Owner76.1%
Renter24.0%

Home Value Distribution

Under $50k
1%
$50k–100k
0%
$100k–150k
0%
$150k–200k
1%
$200k–300k
15%
$300k–500k
47%
Over $500k
36%

Financials

Median HH Income$121,366 ▲ 59% above avg ↑ 29% since 2019
Median Home Value$413,400 ▲ 48% above avg ↑ 48% since 2019
Home/Income Ratio3.4x (nat avg ~3.5x)
Median Rent$1,736/mo ↑ 23% since 2019
Total Units13,812
Vacant Units760
Avg HH Size2.79

Income Distribution

Under $25k
5%
$25k–50k
8%
$50k–75k
14%
$75k–100k
13%
$100k–150k
21%
$150k–200k
17%
Over $200k
22%
Employment & Commute

How People Get to Work

Drove Alone
69%
Public Transit
1%
Walked
1%
Work From Home
29%

Commute Time

Under 15 min
17%
15–30 min
40%
30–45 min
29%
Over 45 min
14%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
1%
1960s–1970s
4%
1980s–1990s
23%
2000+
72%

Summary

Total Units13,812
Vacant760
Owner Occupied76.1%
Renter Occupied24.0%
Avg HH Size2.79
Frequently Asked Questions
ZIP code 28278 is in Charlotte, NC, in Mecklenburg County.
ZIP code 28278 is located in North Carolina (NC).
ZIP code 28278 is in Mecklenburg County, NC.
ZIP 28278 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 28278 is 36,438 people (ACS 2023).
The median household income in ZIP code 28278 is $121,366 (ACS 2023).
The median home value in ZIP 28278 is $413,400 (ACS 2023).
About ZIP Code 28278

ZIP code 28278 is located in Charlotte, North Carolina, within Mecklenburg County. With a population of 36,438, this is a highly populated ZIP code with a relatively young community — the median age is 36.4 years. Economically, 28278 is a upper-middle-income ZIP code: the median household income of $121,366 is significantly above the national average.

Real estate in ZIP code 28278 represents a premium housing market. The median home value of $413,400 is above the national average. Renters can expect to pay around $1,736 per month in median rent. Homeownership is strong here — 76.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 48% since 2019.

The population of 28278 is racially diverse, with White as the largest group at 37.6%. Residents are highly educated — 66.1% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 3.8%. Household income has grown by 29% since 2019.

The unemployment rate in 28278 stands at 3.7%, which is below the national average. A notably high share of workers — 27% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 64%.

Overall, ZIP code 28278 in Charlotte, NC is characterized as upper-middle-income, highly educated, a relatively young community, and predominantly owner-occupied. With 36,438 residents, a median household income of $121,366, and a median home value of $413,400, it offers a clear picture of life in this part of North Carolina.