| ZIP Code | 92688 |
|---|---|
| City | Rancho Santa Margarita |
| State | California (CA) |
| County | Orange County |
| Area Code | 949 |
| Elevation | 853 ft |
| Latitude | 33.61873 |
|---|---|
| Longitude | -117.6108 |
| Timezone | Los Angeles (DST) |
| FIPS | 06059 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.0 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.75 |
| Below Poverty | 5.8% ▼ 42% below avg |
| College Grads | 58.6% ▲ 51% above avg |
| Unemployment | 4.2% ▼ 15% below avg |
| No HS Diploma | 499 (1.7%) |
| HS Graduate | 3,922 (13.3%) |
| Some College | 2,447 (8.3%) |
| Associates | 5,342 (18.1%) |
| Bachelors | 2,793 (9.5%) |
| Graduate Degree | 14,492 (49.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $142,015 ▲ 86% above avg ↑ 22% since 2019 |
|---|---|
| Median Home Value | $857,100 ▲ 207% above avg ↑ 37% since 2019 |
| Home/Income Ratio | 6.0x (nat avg ~3.5x) |
| Median Rent | $2,508/mo ↑ 22% since 2019 |
| Total Units | 16,388 |
| Vacant Units | 430 |
| Avg HH Size | 2.75 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 16,388 |
|---|---|
| Vacant | 430 |
| Owner Occupied | 69.6% |
| Renter Occupied | 30.5% |
| Avg HH Size | 2.75 |
ZIP code 92688 is located in Rancho Santa Margarita, California, within Orange County. With a population of 43,937, this is a highly populated ZIP code with a middle-aged community — the median age is 39 years. Economically, 92688 is a upper-middle-income ZIP code: the median household income of $142,015 is significantly above the national average.
Real estate in ZIP code 92688 represents among the most expensive housing markets in the country. The median home value of $857,100 is more than double the national average. Renters can expect to pay around $2,508 per month in median rent. Homeownership is strong here — 69.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 37% since 2019.
The population of 92688 is majority White (57.73%). Residents are well-educated — 58.6% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 5.8%. Household income has grown by 22% since 2019.
The unemployment rate in 92688 stands at 4.2%, which is near the national average. About 19% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 69%.
Overall, ZIP code 92688 in Rancho Santa Margarita, CA is characterized as upper-middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 43,937 residents, a median household income of $142,015, and a median home value of $857,100, it offers a clear picture of life in this part of California.