City

Rancho Santa Margarita, CA

1 ZIP code  ·  Orange County  ·  California

👥43,937Population
💰$142,015Median HH Income▲ 86% above avg
🎂39.0Median Age
🏠$857,100Median Home Value▲ 207% above avg
🎓58.6%College Grads▲ 51% above avg
📊4.2%Unemployment▼ 15% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 50.4% Female 49.6% ♀

Race & Ethnicity

White: 57.7%Hispanic: 21.6%Black: 1.1%Asian: 13.2%Other: 6%Race
White57.7%
Hispanic21.6%
Black1.1%
Asian13.2%
Other6.0%

Age Breakdown

Under 5
6%
5–17
18%
18–24
7%
25–44
29%
45–64
30%
65+
4%

Key Indicators

Median Age39.0 yrs
Avg HH Size2.75
Below Poverty5.8% ▼ 42% below avg
College Grads58.6% ▲ 51% above avg
Unemployment4.2% ▼ 15% below avg
No HS Diploma499 (1.7%)
HS Graduate3,922 (13.3%)
Some College2,447 (8.3%)
Associates5,342 (18.1%)
Bachelors2,793 (9.5%)
Graduate Degree14,492 (49.1%)

Education

No HS: 1.7%HS Grad: 13.3%Some College: 8.3%Associates: 18.1%Bachelors: 9.5%Graduate: 49.1%Edu
No HS1.7%
HS Grad13.3%
Some College8.3%
Associates18.1%
Bachelors9.5%
Graduate49.1%
Housing & Income

Housing Tenure

Owner: 69.6%Renter: 30.5%Tenure
Owner69.6%
Renter30.5%

Home Value Distribution

Under $50k
1%
$50k–$100k
0%
$100k–$150k
1%
$150k–$200k
0%
$200k–$300k
1%
$300k–$500k
11%
Over $500k
87%

Financials

Median HH Income$142,015 ▲ 86% above avg
Median Home Value$857,100 ▲ 207% above avg
Home/Income Ratio6.0x (nat avg ~3.5x)
Median Rent$2,508/mo
Total Housing Units16,388
Vacant Units430

Income Distribution

Under $25k
7%
$25k–$50k
6%
$50k–$75k
9%
$75k–$100k
9%
$100k–$150k
21%
$150k–$200k
14%
Over $200k
34%
Employment & Commute

How People Get to Work

Drove Alone
77%
Public Transit
0%
Walked
1%
Work From Home
22%

Commute Time

Under 15 min
21%
15–30 min
37%
30–45 min
28%
Over 45 min
14%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
0%
1960s–1970s
16%
1980s–1990s
33%
2000+
51%
About Rancho Santa Margarita, CA

Rancho Santa Margarita is a city in California, located in Orange County. The city spans 1 ZIP code and is home to approximately 43,937 residents. It is a middle-aged city, with a median age of 39 years.

Economically, Rancho Santa Margarita is a upper-middle-income community. The median household income of $142,015 is significantly above the national average. Approximately 5.8% of residents live below the poverty line. The unemployment rate is 4.2%, near the national average.

The real estate market in Rancho Santa Margarita is among the most expensive housing markets in the country. Median home values stand at $857,100, which is more than double the national average. Renters typically pay around $2,508 per month. Homeownership is high at 69.6%, typical of suburban and family-oriented communities.

The population of Rancho Santa Margarita is well-educated. 58.6% of adults hold a bachelor's degree or higher — significantly above the national average. The community is majority White (57.73%).

Rancho Santa Margarita, CA offers residents above-average earning potential within California.

ZIP Codes in Rancho Santa Margarita
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
92688 43,937 $142,015 $857,100 $2,508 4.2% 58.6% 69.6%

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