| ZIP Code | 76705 |
|---|---|
| City | Waco |
| State | Texas (TX) |
| County | McLennan County |
| Area Code | 254 |
| Elevation | 476 ft |
| Latitude | 31.626707 |
|---|---|
| Longitude | -97.084474 |
| Timezone | Chicago (DST) |
| FIPS | 48309 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 35.0 yrs ↑ 6% since 2019 |
|---|---|
| Avg Household Size | 2.74 |
| Below Poverty | 18.3% ▲ 83% above avg |
| College Grads | 31.6% ▼ 19% below avg |
| Unemployment | 4.5% ▼ 9% below avg |
| No HS Diploma | 303 (1.8%) |
| HS Graduate | 5,039 (30.2%) |
| Some College | 2,460 (14.7%) |
| Associates | 3,634 (21.8%) |
| Bachelors | 2,013 (12%) |
| Graduate Degree | 3,257 (19.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $54,881 ▼ 28% below avg ↑ 24% since 2019 |
|---|---|
| Median Home Value | $167,000 ▼ 40% below avg ↑ 71% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Median Rent | $941/mo ↑ 27% since 2019 |
| Total Units | 12,107 |
| Vacant Units | 1,322 |
| Avg HH Size | 2.74 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 12,107 |
|---|---|
| Vacant | 1,322 |
| Owner Occupied | 61.5% |
| Renter Occupied | 38.5% |
| Avg HH Size | 2.74 |
ZIP code 76705 is located in Waco, Texas, within McLennan County. With a population of 31,750, this is a moderately populated ZIP code with a relatively young community — the median age is 35 years. Economically, 76705 is a working-class ZIP code: the median household income of $54,881 is below the national average.
Real estate in ZIP code 76705 represents an affordable housing market. The median home value of $167,000 is below the national average. Renters can expect to pay around $941 per month in median rent. Homeownership is strong here — 61.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 71% since 2019.
The population of 76705 is racially diverse, with White as the largest group at 43.2%. Residents are moderately educated — 31.6% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 18.3%. Household income has grown by 24% since 2019.
The unemployment rate in 76705 stands at 4.5%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 82%.
Overall, ZIP code 76705 in Waco, TX is characterized as working-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 31,750 residents, a median household income of $54,881, and a median home value of $167,000, it offers a clear picture of life in this part of Texas.