US ZIP Code
76708

Waco, TX

McLennan County  ·  Texas

● Active
👥 27,679 Population
💰 $66,764 Median HH Income
▼ 13% below avg ↑ 30% since 2019
🎂 35.9 Median Age ↑ 3% since 2019
🏠 $204,600 Median Home Value
▼ 27% below avg ↑ 46% since 2019
🎓 38.2% College Grads
≈ Avg
📊 4.7% Unemployment
≈ Avg ↑ 13% since 2019
ZIP Code Details
ZIP Code76708
CityWaco
StateTexas (TX)
CountyMcLennan County
Area Code254
Elevation478 ft
Latitude31.627123
Longitude-97.215893
TimezoneChicago (DST)
FIPS48309
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 49.7% (13,754) Female 50.3% (13,925) ♀

Race & Ethnicity

White: 50%Hispanic: 31.3%Black: 13.4%Asian: 2.1%Other: 2.6%Race
White50.0%
Hispanic31.3%
Black13.4%
Asian2.1%
Other2.6%

Age Breakdown

Under 5
6%
5–17
20%
18–24
10%
25–44
27%
45–64
22%
65+
6%

Key Indicators

Median Age35.9 yrs ↑ 3% since 2019
Avg Household Size2.70
Below Poverty14.5% ▲ 45% above avg
College Grads38.2% ≈ Avg
Unemployment4.7% ≈ Avg
No HS Diploma245 (1.6%)
HS Graduate3,851 (25.3%)
Some College1,966 (12.9%)
Associates3,347 (22%)
Bachelors1,755 (11.5%)
Graduate Degree4,063 (26.7%)

Education

No HS: 1.6%HS Grad: 25.3%Some College: 12.9%Associates: 22%Bachelors: 11.5%Graduate: 26.7%Edu
No HS1.6%
HS Grad25.3%
Some College12.9%
Associates22.0%
Bachelors11.5%
Graduate26.7%
Housing & Income

Housing Tenure

Owner: 69.1%Renter: 30.9%Tenure
Owner69.1%
Renter30.9%

Home Value Distribution

Under $50k
4%
$50k–100k
15%
$100k–150k
15%
$150k–200k
15%
$200k–300k
30%
$300k–500k
15%
Over $500k
7%

Financials

Median HH Income$66,764 ▼ 13% below avg ↑ 30% since 2019
Median Home Value$204,600 ▼ 27% below avg ↑ 46% since 2019
Home/Income Ratio3.1x (nat avg ~3.5x)
Median Rent$1,087/mo ↑ 23% since 2019
Total Units11,241
Vacant Units1,102
Avg HH Size2.70

Income Distribution

Under $25k
17%
$25k–50k
17%
$50k–75k
19%
$75k–100k
14%
$100k–150k
17%
$150k–200k
12%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
89%
Public Transit
1%
Walked
0%
Work From Home
10%

Commute Time

Under 15 min
22%
15–30 min
56%
30–45 min
13%
Over 45 min
9%
Housing Stock

Year Built

Before 1940
5%
1940s–1950s
15%
1960s–1970s
9%
1980s–1990s
10%
2000+
61%

Summary

Total Units11,241
Vacant1,102
Owner Occupied69.1%
Renter Occupied30.9%
Avg HH Size2.70
Frequently Asked Questions
ZIP code 76708 is in Waco, TX, in McLennan County.
ZIP code 76708 is located in Texas (TX).
ZIP code 76708 is in McLennan County, TX.
ZIP 76708 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 76708 is 27,679 people (ACS 2023).
The median household income in ZIP code 76708 is $66,764 (ACS 2023).
The median home value in ZIP 76708 is $204,600 (ACS 2023).
About ZIP Code 76708

ZIP code 76708 is located in Waco, Texas, within McLennan County. With a population of 27,679, this is a moderately populated ZIP code with a relatively young community — the median age is 35.9 years. Economically, 76708 is a solidly middle-class ZIP code: the median household income of $66,764 is near the national average.

Real estate in ZIP code 76708 represents an affordable housing market. The median home value of $204,600 is below the national average. Renters can expect to pay around $1,087 per month in median rent. Homeownership is strong here — 69.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 46% since 2019.

The population of 76708 is racially diverse, with White as the largest group at 50.0%. Residents are moderately educated — 38.2% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 14.5%. Household income has grown by 30% since 2019.

The unemployment rate in 76708 stands at 4.7%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.

Overall, ZIP code 76708 in Waco, TX is characterized as solidly middle-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 27,679 residents, a median household income of $66,764, and a median home value of $204,600, it offers a clear picture of life in this part of Texas.