US ZIP Code
76707

Waco, TX

McLennan County  ·  Texas

● Active
👥 16,602 Population ↑ 6% since 2019
💰 $38,208 Median HH Income
▼ 50% below avg ↑ 31% since 2019
🎂 29.5 Median Age ↑ 4% since 2019
🏠 $113,600 Median Home Value
▼ 59% below avg ↑ 46% since 2019
🎓 26.6% College Grads
▼ 31% below avg
📊 7.2% Unemployment
▲ 48% above avg ↑ 15% since 2019
ZIP Code Details
ZIP Code76707
CityWaco
StateTexas (TX)
CountyMcLennan County
Area Code254
Elevation551 ft
Latitude31.553876
Longitude-97.159082
TimezoneChicago (DST)
FIPS48309
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 48.5% (8,059) Female 51.5% (8,543) ♀

Race & Ethnicity

White: 17.7%Hispanic: 47.3%Black: 32.3%Asian: 0.7%Other: 1.3%Race
White17.7%
Hispanic47.3%
Black32.3%
Asian0.7%
Other1.3%

Age Breakdown

Under 5
9%
5–17
22%
18–24
12%
25–44
26%
45–64
20%
65+
5%

Key Indicators

Median Age29.5 yrs ↑ 4% since 2019
Avg Household Size2.98
Below Poverty30.9% ▲ 209% above avg
College Grads26.6% ▼ 31% below avg
Unemployment7.2% ▲ 48% above avg
No HS Diploma170 (2.2%)
HS Graduate3,032 (39.9%)
Some College1,192 (15.7%)
Associates1,182 (15.6%)
Bachelors650 (8.6%)
Graduate Degree1,368 (18%)

Education

No HS: 2.2%HS Grad: 39.9%Some College: 15.7%Associates: 15.6%Bachelors: 8.6%Graduate: 18%Edu
No HS2.2%
HS Grad39.9%
Some College15.7%
Associates15.6%
Bachelors8.6%
Graduate18.0%
Housing & Income

Housing Tenure

Owner: 57.2%Renter: 42.8%Tenure
Owner57.2%
Renter42.8%

Home Value Distribution

Under $50k
8%
$50k–100k
31%
$100k–150k
28%
$150k–200k
14%
$200k–300k
11%
$300k–500k
6%
Over $500k
1%

Financials

Median HH Income$38,208 ▼ 50% below avg ↑ 31% since 2019
Median Home Value$113,600 ▼ 59% below avg ↑ 46% since 2019
Home/Income Ratio3.0x (nat avg ~3.5x)
Median Rent$1,055/mo ↑ 27% since 2019
Total Units6,678
Vacant Units1,153
Avg HH Size2.98

Income Distribution

Under $25k
35%
$25k–50k
24%
$50k–75k
17%
$75k–100k
11%
$100k–150k
10%
$150k–200k
2%
Over $200k
1%
Employment & Commute

How People Get to Work

Drove Alone
86%
Public Transit
1%
Walked
0%
Work From Home
13%

Commute Time

Under 15 min
36%
15–30 min
53%
30–45 min
8%
Over 45 min
3%
Housing Stock

Year Built

Before 1940
8%
1940s–1950s
19%
1960s–1970s
7%
1980s–1990s
4%
2000+
62%

Summary

Total Units6,678
Vacant1,153
Owner Occupied57.2%
Renter Occupied42.8%
Avg HH Size2.98
Frequently Asked Questions
ZIP code 76707 is in Waco, TX, in McLennan County.
ZIP code 76707 is located in Texas (TX).
ZIP code 76707 is in McLennan County, TX.
ZIP 76707 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 76707 is 16,602 people (ACS 2023).
The median household income in ZIP code 76707 is $38,208 (ACS 2023).
The median home value in ZIP 76707 is $113,600 (ACS 2023).
About ZIP Code 76707

ZIP code 76707 is located in Waco, Texas, within McLennan County. With a population of 16,602, this is a moderately populated ZIP code with a young community — the median age is 29.5 years. Economically, 76707 is a lower-income ZIP code: the median household income of $38,208 is below the national average.

Real estate in ZIP code 76707 represents one of the more affordable housing markets in the country. The median home value of $113,600 is well below the national average. Renters can expect to pay around $1,055 per month in median rent. The area has a relatively balanced mix of owners (57.2%) and renters (42.8%). Median home values have increased by 46% since 2019.

The population of 76707 is racially diverse, with Hispanic as the largest group at 47.3%. Residents are moderately educated — 26.6% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 30.9%. Household income has grown by 31% since 2019.

The unemployment rate in 76707 stands at 7.2%, which is above the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 72%.

Overall, ZIP code 76707 in Waco, TX is characterized as lower-income, moderately educated, and a young community. With 16,602 residents, a median household income of $38,208, and a median home value of $113,600, it offers a clear picture of life in this part of Texas.