ZIP code 76640 is located in Elm Mott, Texas, within McLennan County. With a population of 2,958, this is a sparsely populated ZIP code with a relatively young community — the median age is 36.4 years. Economically, 76640 is a solidly middle-class ZIP code: the median household income of $61,458 is below the national average.

Real estate in ZIP code 76640 represents an affordable housing market. The median home value of $178,300 is below the national average. Renters can expect to pay around $965 per month in median rent. Homeownership is strong here — 79.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 102% since 2019.

The population of 76640 is primarily White (83.10%). Residents are moderately educated — 35.9% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 18.5%. Household income has grown by 48% since 2019.

The unemployment rate in 76640 stands at 3.5%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 88%.

Overall, ZIP code 76640 in Elm Mott, TX is characterized as solidly middle-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 2,958 residents, a median household income of $61,458, and a median home value of $178,300, it offers a clear picture of life in this part of Texas.