| ZIP Code | 55724 |
|---|---|
| City | Cotton |
| State | Minnesota (MN) |
| County | St. Louis County |
| Area Code | 218 |
| Elevation | 1,362 ft |
| Latitude | 47.167253 |
|---|---|
| Longitude | -92.369033 |
| Timezone | Chicago (DST) |
| FIPS | 27137 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 59.6 yrs |
|---|---|
| Avg Household Size | 1.86 |
| Below Poverty | 5.4% ▼ 46% below avg |
| College Grads | 43.1% ▲ 11% above avg |
| Unemployment | 2.9% ▼ 40% below avg |
| HS Graduate | 192 (32.1%) |
| Some College | 63 (10.5%) |
| Associates | 86 (14.4%) |
| Bachelors | 85 (14.2%) |
| Graduate Degree | 173 (28.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $73,500 ≈ Avg ↑ 26% since 2019 |
|---|---|
| Median Home Value | $206,800 ▼ 26% below avg ↑ 29% since 2019 |
| Home/Income Ratio | 2.8x (nat avg ~3.5x) |
| Total Units | 892 |
| Vacant Units | 510 |
| Avg HH Size | 1.86 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 892 |
|---|---|
| Vacant | 510 |
| Owner Occupied | 92.9% |
| Renter Occupied | 7.1% |
| Avg HH Size | 1.86 |
ZIP code 55724 is located in Cotton, Minnesota, within St. Louis County. With a population of 719, this is a sparsely populated ZIP code with an older community — the median age is 59.6 years. Economically, 55724 is a solidly middle-class ZIP code: the median household income of $73,500 is near the national average.
Real estate in ZIP code 55724 represents an affordable housing market. The median home value of $206,800 is below the national average. Homeownership is strong here — 92.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 29% since 2019.
The population of 55724 is primarily White (94.99%). Residents are well-educated — 43.1% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 5.4%. Household income has grown by 26% since 2019.
The unemployment rate in 55724 stands at 2.9%, which is below the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 55724 in Cotton, MN is characterized as solidly middle-class, well-educated, an older community, and predominantly owner-occupied. With 719 residents, a median household income of $73,500, and a median home value of $206,800, it offers a clear picture of life in this part of Minnesota.