City

Cotton, MN

1 ZIP code  ·  St. Louis County  ·  Minnesota

👥719Population
💰$73,500Median HH Income≈ Avg
🎂59.6Median Age
🏠$206,800Median Home Value▼ 26% below avg
🎓43.1%College Grads▲ 11% above avg
📊2.9%Unemployment▼ 40% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 55.8% Female 44.2% ♀

Race & Ethnicity

White: 95%Hispanic: 1%Other: 3.2%Race
White95.0%
Hispanic1.0%
Other3.2%

Age Breakdown

Under 5
4%
5–17
7%
18–24
2%
25–44
20%
45–64
32%
65+
21%

Key Indicators

Median Age59.6 yrs
Avg HH Size1.86
Below Poverty5.4% ▼ 46% below avg
College Grads43.1% ▲ 11% above avg
Unemployment2.9% ▼ 40% below avg
HS Graduate192 (32.1%)
Some College63 (10.5%)
Associates86 (14.4%)
Bachelors85 (14.2%)
Graduate Degree173 (28.9%)

Education

HS Grad: 32.1%Some College: 10.5%Associates: 14.4%Bachelors: 14.2%Graduate: 28.9%Edu
HS Grad32.1%
Some College10.5%
Associates14.4%
Bachelors14.2%
Graduate28.9%
Housing & Income

Housing Tenure

Owner: 92.9%Renter: 7.1%Tenure
Owner92.9%
Renter7.1%

Home Value Distribution

Under $50k
9%
$50k–$100k
9%
$100k–$150k
19%
$150k–$200k
11%
$200k–$300k
21%
$300k–$500k
28%
Over $500k
3%

Financials

Median HH Income$73,500 ≈ Avg
Median Home Value$206,800 ▼ 26% below avg
Home/Income Ratio2.8x (nat avg ~3.5x)
Total Housing Units892
Vacant Units510

Income Distribution

Under $25k
13%
$25k–$50k
18%
$50k–$75k
21%
$75k–$100k
17%
$100k–$150k
18%
$150k–$200k
10%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
87%
Walked
1%
Work From Home
13%

Commute Time

Under 15 min
12%
15–30 min
9%
30–45 min
28%
Over 45 min
52%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
9%
1960s–1970s
17%
1980s–1990s
13%
2000+
58%
About Cotton, MN

Cotton is a city in Minnesota, located in St. Louis County. The city spans 1 ZIP code and is home to approximately 719 residents. It is an older city, with a median age of 59.6 years.

Economically, Cotton is a solidly middle-class community. The median household income of $73,500 is near the national average. Approximately 5.4% of residents live below the poverty line. The unemployment rate is 2.9%, below the national average.

The real estate market in Cotton is an affordable housing market. Median home values stand at $206,800, which is below the national average. Homeownership is high at 92.9%, typical of suburban and family-oriented communities.

The population of Cotton is well-educated. 43.1% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (94.99%).

Cotton, MN offers residents a cost-conscious lifestyle within Minnesota.

ZIP Codes in Cotton
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
55724 719 $73,500 $206,800 2.9% 43.1% 92.9%