City

Saginaw, MN

1 ZIP code  ·  St. Louis County  ·  Minnesota

👥3,981Population
💰$98,958Median HH Income▲ 30% above avg
🎂42.5Median Age
🏠$265,100Median Home Value≈ Avg
🎓36.0%College Grads≈ Avg
📊9.8%Unemployment▲ 100% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 53.8% Female 46.2% ♀

Race & Ethnicity

White: 91.4%Hispanic: 1.4%Black: 0.6%Asian: 2.3%Other: 3.7%Race
White91.4%
Hispanic1.4%
Black0.6%
Asian2.3%
Other3.7%

Age Breakdown

Under 5
4%
5–17
16%
18–24
10%
25–44
23%
45–64
31%
65+
9%

Key Indicators

Median Age42.5 yrs
Avg HH Size2.61
Below Poverty7.6% ▼ 24% below avg
College Grads36.0% ≈ Avg
Unemployment9.8% ▲ 100% above avg
No HS Diploma25 (0.9%)
HS Graduate858 (31.7%)
Some College309 (11.4%)
Associates539 (19.9%)
Bachelors225 (8.3%)
Graduate Degree749 (27.7%)

Education

No HS: 0.9%HS Grad: 31.7%Some College: 11.4%Associates: 19.9%Bachelors: 8.3%Graduate: 27.7%Edu
No HS0.9%
HS Grad31.7%
Some College11.4%
Associates19.9%
Bachelors8.3%
Graduate27.7%
Housing & Income

Housing Tenure

Owner: 88.6%Renter: 11.4%Tenure
Owner88.6%
Renter11.4%

Home Value Distribution

Under $50k
5%
$50k–$100k
5%
$100k–$150k
6%
$150k–$200k
12%
$200k–$300k
32%
$300k–$500k
30%
Over $500k
10%

Financials

Median HH Income$98,958 ▲ 30% above avg
Median Home Value$265,100 ≈ Avg
Home/Income Ratio2.7x (nat avg ~3.5x)
Median Rent$1,637/mo
Total Housing Units1,709
Vacant Units239

Income Distribution

Under $25k
10%
$25k–$50k
7%
$50k–$75k
15%
$75k–$100k
17%
$100k–$150k
26%
$150k–$200k
13%
Over $200k
11%
Employment & Commute

How People Get to Work

Drove Alone
79%
Walked
0%
Work From Home
21%

Commute Time

Under 15 min
10%
15–30 min
43%
30–45 min
36%
Over 45 min
11%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
7%
1960s–1970s
15%
1980s–1990s
20%
2000+
56%
About Saginaw, MN

Saginaw is a city in Minnesota, located in St. Louis County. The city spans 1 ZIP code and is home to approximately 3,981 residents. It is a middle-aged city, with a median age of 42.5 years.

Economically, Saginaw is a middle-income community. The median household income of $98,958 is above the national average. Approximately 7.6% of residents live below the poverty line. The unemployment rate is 9.8%, more than double the national average.

The real estate market in Saginaw is a mid-range housing market. Median home values stand at $265,100, which is near the national average. Renters typically pay around $1,637 per month. Homeownership is high at 88.6%, typical of suburban and family-oriented communities.

The population of Saginaw is moderately educated. 36.0% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (91.38%).

Saginaw, MN offers residents above-average earning potential within Minnesota.

ZIP Codes in Saginaw
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
55779 3,981 $98,958 $265,100 $1,637 9.8% 36.0% 88.6%