| ZIP Code | 55074 |
|---|---|
| City | Shafer |
| State | Minnesota (MN) |
| County | Chisago County |
| Area Code | 651 |
| Elevation | 942 ft |
| Latitude | 45.387778 |
|---|---|
| Longitude | -92.720049 |
| Timezone | Chicago (DST) |
| FIPS | 27025 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.8 yrs ↑ 13% since 2019 |
|---|---|
| Avg Household Size | 2.63 |
| Below Poverty | 4.7% ▼ 53% below avg |
| College Grads | 39.4% ≈ Avg |
| Unemployment | 2.5% ▼ 49% below avg |
| No HS Diploma | 19 (1.2%) |
| HS Graduate | 465 (30.3%) |
| Some College | 229 (14.9%) |
| Associates | 218 (14.2%) |
| Bachelors | 242 (15.8%) |
| Graduate Degree | 363 (23.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $104,545 ▲ 37% above avg ↑ 26% since 2019 |
|---|---|
| Median Home Value | $283,700 ≈ Avg ↑ 39% since 2019 |
| Home/Income Ratio | 2.7x (nat avg ~3.5x) |
| Median Rent | $962/mo ↓ 5% since 2019 |
| Total Units | 885 |
| Vacant Units | 27 |
| Avg HH Size | 2.63 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 885 |
|---|---|
| Vacant | 27 |
| Owner Occupied | 89.5% |
| Renter Occupied | 10.5% |
| Avg HH Size | 2.63 |
ZIP code 55074 is located in Shafer, Minnesota, within Chisago County. With a population of 2,260, this is a sparsely populated ZIP code with a middle-aged community — the median age is 39.8 years. Economically, 55074 is a upper-middle-income ZIP code: the median household income of $104,545 is above the national average.
Real estate in ZIP code 55074 represents a mid-range housing market. The median home value of $283,700 is near the national average. Renters can expect to pay around $962 per month in median rent. Homeownership is strong here — 89.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 39% since 2019.
The population of 55074 is primarily White (85.40%). Residents are moderately educated — 39.4% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 4.7%. Household income has grown by 26% since 2019.
The unemployment rate in 55074 stands at 2.5%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 55074 in Shafer, MN is characterized as upper-middle-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 2,260 residents, a median household income of $104,545, and a median home value of $283,700, it offers a clear picture of life in this part of Minnesota.