| ZIP Code | 54020 |
|---|---|
| City | Osceola |
| State | Wisconsin (WI) |
| County | Polk County |
| Area Code | 715 |
| Elevation | 1,061 ft |
| Latitude | 45.27476 |
|---|---|
| Longitude | -92.662039 |
| Timezone | Chicago (DST) |
| FIPS | 55095 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.4 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.36 |
| Below Poverty | 8.0% ▼ 20% below avg |
| College Grads | 43.4% ▲ 12% above avg |
| Unemployment | 3.5% ▼ 28% below avg |
| No HS Diploma | 29 (0.6%) |
| HS Graduate | 1,529 (29.8%) |
| Some College | 554 (10.8%) |
| Associates | 792 (15.4%) |
| Bachelors | 704 (13.7%) |
| Graduate Degree | 1,524 (29.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $79,833 ≈ Avg ↑ 19% since 2019 |
|---|---|
| Median Home Value | $262,100 ≈ Avg ↑ 37% since 2019 |
| Home/Income Ratio | 3.3x (nat avg ~3.5x) |
| Median Rent | $1,058/mo ↑ 27% since 2019 |
| Total Units | 3,491 |
| Vacant Units | 237 |
| Avg HH Size | 2.36 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,491 |
|---|---|
| Vacant | 237 |
| Owner Occupied | 76.7% |
| Renter Occupied | 23.3% |
| Avg HH Size | 2.36 |
ZIP code 54020 is located in Osceola, Wisconsin, within Polk County. With a population of 7,729, this is a lightly populated ZIP code with a middle-aged community — the median age is 43.4 years. Economically, 54020 is a middle-income ZIP code: the median household income of $79,833 is near the national average.
Real estate in ZIP code 54020 represents a mid-range housing market. The median home value of $262,100 is near the national average. Renters can expect to pay around $1,058 per month in median rent. Homeownership is strong here — 76.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 37% since 2019.
The population of 54020 is primarily White (93.87%). Residents are well-educated — 43.4% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 8.0%. Household income has grown by 19% since 2019.
The unemployment rate in 54020 stands at 3.5%, which is below the national average. About 14% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 54020 in Osceola, WI is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 7,729 residents, a median household income of $79,833, and a median home value of $262,100, it offers a clear picture of life in this part of Wisconsin.