| ZIP Code | 55045 |
|---|---|
| City | Lindstrom |
| State | Minnesota (MN) |
| County | Chisago County |
| Area Code | 651 |
| Elevation | 892 ft |
| Latitude | 45.395738 |
|---|---|
| Longitude | -92.828189 |
| Timezone | Chicago (DST) |
| FIPS | 27025 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.5 yrs |
|---|---|
| Avg Household Size | 2.81 |
| Below Poverty | 5.6% ▼ 44% below avg |
| College Grads | 48.6% ▲ 26% above avg |
| Unemployment | 4.7% ≈ Avg |
| No HS Diploma | 23 (0.4%) |
| HS Graduate | 1,216 (23.5%) |
| Some College | 507 (9.8%) |
| Associates | 913 (17.6%) |
| Bachelors | 1,110 (21.4%) |
| Graduate Degree | 1,407 (27.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $110,685 ▲ 45% above avg ↑ 22% since 2019 |
|---|---|
| Median Home Value | $373,500 ▲ 34% above avg ↑ 58% since 2019 |
| Home/Income Ratio | 3.4x (nat avg ~3.5x) |
| Median Rent | $993/mo ↑ 12% since 2019 |
| Total Units | 3,001 |
| Vacant Units | 214 |
| Avg HH Size | 2.81 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,001 |
|---|---|
| Vacant | 214 |
| Owner Occupied | 90.7% |
| Renter Occupied | 9.3% |
| Avg HH Size | 2.81 |
ZIP code 55045 is located in Lindstrom, Minnesota, within Chisago County. With a population of 7,854, this is a lightly populated ZIP code with a middle-aged community — the median age is 41.5 years. Economically, 55045 is a upper-middle-income ZIP code: the median household income of $110,685 is above the national average.
Real estate in ZIP code 55045 represents a mid-range housing market. The median home value of $373,500 is above the national average. Renters can expect to pay around $993 per month in median rent. Homeownership is strong here — 90.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 58% since 2019.
The population of 55045 is primarily White (94.14%). Residents are well-educated — 48.6% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 5.6%. Household income has grown by 22% since 2019.
The unemployment rate in 55045 stands at 4.7%, which is near the national average. About 13% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 81%.
Overall, ZIP code 55045 in Lindstrom, MN is characterized as upper-middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 7,854 residents, a median household income of $110,685, and a median home value of $373,500, it offers a clear picture of life in this part of Minnesota.