| ZIP Code | 55012 |
|---|---|
| City | Center City |
| State | Minnesota (MN) |
| County | Chisago County |
| Area Code | 651 |
| Elevation | 958 ft |
| Latitude | 45.437981 |
|---|---|
| Longitude | -92.788354 |
| Timezone | Chicago (DST) |
| FIPS | 27025 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 48.9 yrs |
|---|---|
| Avg Household Size | 2.39 |
| Below Poverty | 10.6% ≈ Avg |
| College Grads | 41.9% ▲ 8% above avg |
| Unemployment | 3.1% ▼ 36% below avg |
| No HS Diploma | 21 (1.4%) |
| HS Graduate | 512 (33.8%) |
| Some College | 165 (10.9%) |
| Associates | 183 (12.1%) |
| Bachelors | 178 (11.7%) |
| Graduate Degree | 458 (30.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $93,500 ▲ 23% above avg ↑ 22% since 2019 |
|---|---|
| Median Home Value | $367,500 ▲ 32% above avg ↑ 58% since 2019 |
| Home/Income Ratio | 3.9x (nat avg ~3.5x) |
| Median Rent | $1,337/mo ↑ 37% since 2019 |
| Total Units | 821 |
| Vacant Units | 89 |
| Avg HH Size | 2.39 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 821 |
|---|---|
| Vacant | 89 |
| Owner Occupied | 89.6% |
| Renter Occupied | 10.4% |
| Avg HH Size | 2.39 |
ZIP code 55012 is located in Center City, Minnesota, within Chisago County. With a population of 1,995, this is a sparsely populated ZIP code with a mature community — the median age is 48.9 years. Economically, 55012 is a middle-income ZIP code: the median household income of $93,500 is above the national average.
Real estate in ZIP code 55012 represents a mid-range housing market. The median home value of $367,500 is above the national average. Renters can expect to pay around $1,337 per month in median rent. Homeownership is strong here — 89.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 58% since 2019.
The population of 55012 is primarily White (91.23%). Residents are well-educated — 41.9% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 10.6%. Household income has grown by 22% since 2019.
The unemployment rate in 55012 stands at 3.1%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 55012 in Center City, MN is characterized as middle-income, well-educated, a mature community, and predominantly owner-occupied. With 1,995 residents, a median household income of $93,500, and a median home value of $367,500, it offers a clear picture of life in this part of Minnesota.