| ZIP Code | 50428 |
|---|---|
| City | Clear Lake |
| State | Iowa (IA) |
| County | Cerro Gordo County |
| Area Code | 641 |
| Elevation | 1,241 ft |
| Latitude | 43.14002 |
|---|---|
| Longitude | -93.390941 |
| Timezone | Chicago (DST) |
| FIPS | 19033 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 50.5 yrs |
|---|---|
| Avg Household Size | 2.17 |
| Below Poverty | 6.3% ▼ 37% below avg |
| College Grads | 45.9% ▲ 18% above avg |
| Unemployment | 2.1% ▼ 57% below avg |
| No HS Diploma | 48 (0.7%) |
| HS Graduate | 2,011 (30.4%) |
| Some College | 659 (10%) |
| Associates | 864 (13.1%) |
| Bachelors | 905 (13.7%) |
| Graduate Degree | 2,131 (32.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $72,932 ≈ Avg ↑ 21% since 2019 |
|---|---|
| Median Home Value | $253,900 ▼ 9% below avg ↑ 52% since 2019 |
| Home/Income Ratio | 3.5x (nat avg ~3.5x) |
| Median Rent | $769/mo ↑ 21% since 2019 |
| Total Units | 5,630 |
| Vacant Units | 1,539 |
| Avg HH Size | 2.17 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,630 |
|---|---|
| Vacant | 1,539 |
| Owner Occupied | 76.3% |
| Renter Occupied | 23.7% |
| Avg HH Size | 2.17 |
ZIP code 50428 is located in Clear Lake, Iowa, within Cerro Gordo County. With a population of 9,093, this is a lightly populated ZIP code with a mature community — the median age is 50.5 years. Economically, 50428 is a solidly middle-class ZIP code: the median household income of $72,932 is near the national average.
Real estate in ZIP code 50428 represents a mid-range housing market. The median home value of $253,900 is near the national average. Renters can expect to pay around $769 per month in median rent. Homeownership is strong here — 76.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 52% since 2019.
The population of 50428 is primarily White (92.91%). Residents are well-educated — 45.9% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 6.3%. Household income has grown by 21% since 2019.
The unemployment rate in 50428 stands at 2.1%, which is well below the national average. About 13% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 50428 in Clear Lake, IA is characterized as solidly middle-class, well-educated, a mature community, and predominantly owner-occupied. With 9,093 residents, a median household income of $72,932, and a median home value of $253,900, it offers a clear picture of life in this part of Iowa.