| ZIP Code | 50438 |
|---|---|
| City | Garner |
| State | Iowa (IA) |
| County | Hancock County |
| Area Code | 641 |
| Elevation | 1,207 ft |
| Latitude | 43.111533 |
|---|---|
| Longitude | -93.618639 |
| Timezone | Chicago (DST) |
| FIPS | 19081 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 49.3 yrs ↑ 16% since 2019 |
|---|---|
| Avg Household Size | 2.22 |
| Below Poverty | 13.0% ▲ 30% above avg |
| College Grads | 44.0% ▲ 14% above avg |
| Unemployment | 2.4% ▼ 50% below avg |
| No HS Diploma | 21 (0.8%) |
| HS Graduate | 814 (29.7%) |
| Some College | 262 (9.6%) |
| Associates | 437 (15.9%) |
| Bachelors | 505 (18.4%) |
| Graduate Degree | 701 (25.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $69,637 ▼ 9% below avg |
|---|---|
| Median Home Value | $176,500 ▼ 37% below avg ↑ 30% since 2019 |
| Home/Income Ratio | 2.5x (nat avg ~3.5x) |
| Median Rent | $795/mo ↑ 17% since 2019 |
| Total Units | 1,812 |
| Vacant Units | 57 |
| Avg HH Size | 2.22 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,812 |
|---|---|
| Vacant | 57 |
| Owner Occupied | 77.2% |
| Renter Occupied | 22.9% |
| Avg HH Size | 2.22 |
ZIP code 50438 is located in Garner, Iowa, within Hancock County. With a population of 4,006, this is a lightly populated ZIP code with a mature community — the median age is 49.3 years. Economically, 50438 is a solidly middle-class ZIP code: the median household income of $69,637 is near the national average.
Real estate in ZIP code 50438 represents an affordable housing market. The median home value of $176,500 is below the national average. Renters can expect to pay around $795 per month in median rent. Homeownership is strong here — 77.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 30% since 2019.
The population of 50438 is primarily White (93.26%). Residents are well-educated — 44.0% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 13.0%.
The unemployment rate in 50438 stands at 2.4%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 81%.
Overall, ZIP code 50438 in Garner, IA is characterized as solidly middle-class, well-educated, a mature community, and predominantly owner-occupied. With 4,006 residents, a median household income of $69,637, and a median home value of $176,500, it offers a clear picture of life in this part of Iowa.