US ZIP Code
50401

Mason City, IA

Cerro Gordo County  ·  Iowa

● Active
👥 28,818 Population
💰 $63,807 Median HH Income
▼ 16% below avg ↑ 24% since 2019
🎂 42.5 Median Age ↓ 2% since 2019
🏠 $134,100 Median Home Value
▼ 52% below avg ↑ 13% since 2019
🎓 37.7% College Grads
≈ Avg
📊 2.8% Unemployment
▼ 42% below avg ↓ 41% since 2019
ZIP Code Details
ZIP Code50401
CityMason City
StateIowa (IA)
CountyCerro Gordo County
Area Code641
Elevation1,094 ft
Latitude43.154082
Longitude-93.199836
TimezoneChicago (DST)
FIPS19033
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 49.5% (14,253) Female 50.5% (14,565) ♀

Race & Ethnicity

White: 86.8%Hispanic: 6.1%Black: 2.8%Asian: 1.2%Other: 2.3%Race
White86.8%
Hispanic6.1%
Black2.8%
Asian1.2%
Other2.3%

Age Breakdown

Under 5
5%
5–17
16%
18–24
8%
25–44
24%
45–64
25%
65+
9%

Key Indicators

Median Age42.5 yrs ↓ 2% since 2019
Avg Household Size2.10
Below Poverty9.7% ≈ Avg
College Grads37.7% ≈ Avg
Unemployment2.8% ▼ 42% below avg
No HS Diploma145 (0.7%)
HS Graduate6,940 (35.6%)
Some College2,565 (13.2%)
Associates2,501 (12.8%)
Bachelors3,007 (15.4%)
Graduate Degree4,329 (22.2%)

Education

No HS: 0.7%HS Grad: 35.6%Some College: 13.2%Associates: 12.8%Bachelors: 15.4%Graduate: 22.2%Edu
No HS0.7%
HS Grad35.6%
Some College13.2%
Associates12.8%
Bachelors15.4%
Graduate22.2%
Housing & Income

Housing Tenure

Owner: 68.2%Renter: 31.8%Tenure
Owner68.2%
Renter31.8%

Home Value Distribution

Under $50k
4%
$50k–100k
24%
$100k–150k
29%
$150k–200k
14%
$200k–300k
16%
$300k–500k
12%
Over $500k
2%

Financials

Median HH Income$63,807 ▼ 16% below avg ↑ 24% since 2019
Median Home Value$134,100 ▼ 52% below avg ↑ 13% since 2019
Home/Income Ratio2.1x (nat avg ~3.5x)
Median Rent$868/mo ↑ 20% since 2019
Total Units14,746
Vacant Units1,448
Avg HH Size2.10

Income Distribution

Under $25k
16%
$25k–50k
20%
$50k–75k
22%
$75k–100k
14%
$100k–150k
16%
$150k–200k
6%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
90%
Public Transit
1%
Walked
3%
Work From Home
7%

Commute Time

Under 15 min
65%
15–30 min
26%
30–45 min
5%
Over 45 min
4%
Housing Stock

Year Built

Before 1940
6%
1940s–1950s
17%
1960s–1970s
9%
1980s–1990s
8%
2000+
60%

Summary

Total Units14,746
Vacant1,448
Owner Occupied68.2%
Renter Occupied31.8%
Avg HH Size2.10
Frequently Asked Questions
ZIP code 50401 is in Mason City, IA, in Cerro Gordo County.
ZIP code 50401 is located in Iowa (IA).
ZIP code 50401 is in Cerro Gordo County, IA.
ZIP 50401 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 50401 is 28,818 people (ACS 2023).
The median household income in ZIP code 50401 is $63,807 (ACS 2023).
The median home value in ZIP 50401 is $134,100 (ACS 2023).
About ZIP Code 50401

ZIP code 50401 is located in Mason City, Iowa, within Cerro Gordo County. With a population of 28,818, this is a moderately populated ZIP code with a middle-aged community — the median age is 42.5 years. Economically, 50401 is a solidly middle-class ZIP code: the median household income of $63,807 is below the national average.

Real estate in ZIP code 50401 represents one of the more affordable housing markets in the country. The median home value of $134,100 is well below the national average. Renters can expect to pay around $868 per month in median rent. Homeownership is strong here — 68.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 13% since 2019.

The population of 50401 is primarily White (86.82%). Residents are moderately educated — 37.7% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 9.7%. Household income has grown by 24% since 2019.

The unemployment rate in 50401 stands at 2.8%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.

Overall, ZIP code 50401 in Mason City, IA is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 28,818 residents, a median household income of $63,807, and a median home value of $134,100, it offers a clear picture of life in this part of Iowa.