| ZIP Code | 45854 |
|---|---|
| City | Lafayette |
| State | Ohio (OH) |
| County | Allen County |
| Area Code | 419/567 |
| Elevation | 923 ft |
| Latitude | 40.760105 |
|---|---|
| Longitude | -83.952122 |
| Timezone | New York (DST) |
| FIPS | 39003 |
| ZIP Type | PO Box |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 32.3 yrs ↓ 9% since 2019 |
|---|---|
| Avg Household Size | 2.37 |
| Below Poverty | 7.7% ▼ 23% below avg |
| College Grads | 22.8% ▼ 41% below avg |
| Unemployment | 9.9% ▲ 102% above avg |
| HS Graduate | 107 (47.8%) |
| Some College | 18 (8%) |
| Associates | 48 (21.4%) |
| Bachelors | 35 (15.6%) |
| Graduate Degree | 16 (7.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $49,653 ▼ 35% below avg ↓ 4% since 2019 |
|---|---|
| Median Home Value | $121,700 ▼ 56% below avg ↑ 38% since 2019 |
| Home/Income Ratio | 2.5x (nat avg ~3.5x) |
| Median Rent | $743/mo ↓ 15% since 2019 |
| Total Units | 165 |
| Vacant Units | 22 |
| Avg HH Size | 2.37 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 165 |
|---|---|
| Vacant | 22 |
| Owner Occupied | 65.7% |
| Renter Occupied | 34.3% |
| Avg HH Size | 2.37 |
ZIP code 45854 is located in Lafayette, Ohio, within Allen County. With a population of 339, this is a sparsely populated ZIP code with a relatively young community — the median age is 32.3 years. Economically, 45854 is a working-class ZIP code: the median household income of $49,653 is below the national average.
Real estate in ZIP code 45854 represents one of the more affordable housing markets in the country. The median home value of $121,700 is well below the national average. Renters can expect to pay around $743 per month in median rent. Homeownership is strong here — 65.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 38% since 2019.
The population of 45854 is primarily White (93.51%). Residents are less-educated — 22.8% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 7.7%. Household income has declined by 4% since 2019.
The unemployment rate in 45854 stands at 9.9%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 84%.
Overall, ZIP code 45854 in Lafayette, OH is characterized as working-class, less-educated, a relatively young community, and predominantly owner-occupied. With 339 residents, a median household income of $49,653, and a median home value of $121,700, it offers a clear picture of life in this part of Ohio.