| ZIP Code | 45820 |
|---|---|
| City | Cairo |
| State | Ohio (OH) |
| County | Allen County |
| Area Code | 419/567 |
| Elevation | 812 ft |
| Latitude | 40.830753 |
|---|---|
| Longitude | -84.084489 |
| Timezone | New York (DST) |
| FIPS | 39003 |
| ZIP Type | PO Box |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 34.9 yrs ↓ 7% since 2019 |
|---|---|
| Avg Household Size | 2.54 |
| Below Poverty | 5.8% ▼ 42% below avg |
| College Grads | 32.5% ▼ 16% below avg |
| Unemployment | 1.6% ▼ 68% below avg |
| No HS Diploma | 2 (0.5%) |
| HS Graduate | 144 (34.4%) |
| Some College | 86 (20.6%) |
| Associates | 50 (12%) |
| Bachelors | 63 (15.1%) |
| Graduate Degree | 73 (17.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $79,643 ≈ Avg ↑ 55% since 2019 |
|---|---|
| Median Home Value | $107,900 ▼ 61% below avg ↑ 13% since 2019 |
| Home/Income Ratio | 1.4x (nat avg ~3.5x) |
| Median Rent | $850/mo ↑ 27% since 2019 |
| Total Units | 263 |
| Vacant Units | 27 |
| Avg HH Size | 2.54 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 263 |
|---|---|
| Vacant | 27 |
| Owner Occupied | 83.5% |
| Renter Occupied | 16.5% |
| Avg HH Size | 2.54 |
ZIP code 45820 is located in Cairo, Ohio, within Allen County. With a population of 600, this is a sparsely populated ZIP code with a relatively young community — the median age is 34.9 years. Economically, 45820 is a middle-income ZIP code: the median household income of $79,643 is near the national average.
Real estate in ZIP code 45820 represents one of the more affordable housing markets in the country. The median home value of $107,900 is well below the national average. Renters can expect to pay around $850 per month in median rent. Homeownership is strong here — 83.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 13% since 2019.
The population of 45820 is primarily White (92.83%). Residents are moderately educated — 32.5% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 5.8%. Household income has grown by 55% since 2019.
The unemployment rate in 45820 stands at 1.6%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 92%.
Overall, ZIP code 45820 in Cairo, OH is characterized as middle-income, moderately educated, a relatively young community, and predominantly owner-occupied. With 600 residents, a median household income of $79,643, and a median home value of $107,900, it offers a clear picture of life in this part of Ohio.