| ZIP Code | 45850 |
|---|---|
| City | Harrod |
| State | Ohio (OH) |
| County | Allen County |
| Area Code | 419/567 |
| Elevation | 991 ft |
| Latitude | 40.704713 |
|---|---|
| Longitude | -83.918297 |
| Timezone | New York (DST) |
| FIPS | 39003 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 35.1 yrs ↓ 14% since 2019 |
|---|---|
| Avg Household Size | 2.76 |
| Below Poverty | 5.1% ▼ 49% below avg |
| College Grads | 28.2% ▼ 27% below avg |
| Unemployment | 7.6% ▲ 54% above avg |
| No HS Diploma | 10 (0.4%) |
| HS Graduate | 1,152 (48.6%) |
| Some College | 385 (16.2%) |
| Associates | 154 (6.5%) |
| Bachelors | 318 (13.4%) |
| Graduate Degree | 351 (14.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $82,454 ▲ 8% above avg ↑ 26% since 2019 |
|---|---|
| Median Home Value | $177,900 ▼ 36% below avg ↑ 10% since 2019 |
| Home/Income Ratio | 2.2x (nat avg ~3.5x) |
| Median Rent | $1,264/mo ↑ 105% since 2019 |
| Total Units | 1,472 |
| Vacant Units | 107 |
| Avg HH Size | 2.76 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,472 |
|---|---|
| Vacant | 107 |
| Owner Occupied | 89.7% |
| Renter Occupied | 10.3% |
| Avg HH Size | 2.76 |
ZIP code 45850 is located in Harrod, Ohio, within Allen County. With a population of 3,763, this is a sparsely populated ZIP code with a relatively young community — the median age is 35.1 years. Economically, 45850 is a middle-income ZIP code: the median household income of $82,454 is near the national average.
Real estate in ZIP code 45850 represents an affordable housing market. The median home value of $177,900 is below the national average. Renters can expect to pay around $1,264 per month in median rent. Homeownership is strong here — 89.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 10% since 2019.
The population of 45850 is primarily White (93.89%). Residents are moderately educated — 28.2% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 5.1%. Household income has grown by 26% since 2019.
The unemployment rate in 45850 stands at 7.6%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 84%.
Overall, ZIP code 45850 in Harrod, OH is characterized as middle-income, moderately educated, a relatively young community, and predominantly owner-occupied. With 3,763 residents, a median household income of $82,454, and a median home value of $177,900, it offers a clear picture of life in this part of Ohio.