| ZIP Code | 45817 |
|---|---|
| City | Bluffton |
| State | Ohio (OH) |
| County | Allen County |
| Area Code | 419/567 |
| Elevation | 843 ft |
| Latitude | 40.878759 |
|---|---|
| Longitude | -83.883975 |
| Timezone | New York (DST) |
| FIPS | 39003 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.6 yrs |
|---|---|
| Avg Household Size | 2.32 |
| Below Poverty | 1.6% ▼ 84% below avg |
| College Grads | 45.7% ▲ 18% above avg |
| Unemployment | 4.7% ≈ Avg |
| No HS Diploma | 19 (0.5%) |
| HS Graduate | 1,231 (33%) |
| Some College | 276 (7.4%) |
| Associates | 498 (13.4%) |
| Bachelors | 394 (10.6%) |
| Graduate Degree | 1,310 (35.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $82,784 ▲ 8% above avg ↑ 8% since 2019 |
|---|---|
| Median Home Value | $195,100 ▼ 30% below avg ↑ 18% since 2019 |
| Home/Income Ratio | 2.4x (nat avg ~3.5x) |
| Median Rent | $842/mo ↑ 13% since 2019 |
| Total Units | 2,479 |
| Vacant Units | 142 |
| Avg HH Size | 2.32 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,479 |
|---|---|
| Vacant | 142 |
| Owner Occupied | 82.3% |
| Renter Occupied | 17.7% |
| Avg HH Size | 2.32 |
ZIP code 45817 is located in Bluffton, Ohio, within Allen County. With a population of 5,820, this is a lightly populated ZIP code with a middle-aged community — the median age is 43.6 years. Economically, 45817 is a middle-income ZIP code: the median household income of $82,784 is near the national average.
Real estate in ZIP code 45817 represents an affordable housing market. The median home value of $195,100 is below the national average. Renters can expect to pay around $842 per month in median rent. Homeownership is strong here — 82.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 18% since 2019.
The population of 45817 is primarily White (91.68%). Residents are well-educated — 45.7% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 1.6%. Household income has grown by 8% since 2019.
The unemployment rate in 45817 stands at 4.7%, which is near the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 75%.
Overall, ZIP code 45817 in Bluffton, OH is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 5,820 residents, a median household income of $82,784, and a median home value of $195,100, it offers a clear picture of life in this part of Ohio.