| ZIP Code | 42765 |
|---|---|
| City | Munfordville |
| State | Kentucky (KY) |
| County | Hart County |
| Area Code | 270/364 |
| Elevation | 712 ft |
| Latitude | 37.306668 |
|---|---|
| Longitude | -85.934608 |
| Timezone | New York (DST) |
| FIPS | 21099 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 34.3 yrs ↓ 6% since 2019 |
|---|---|
| Avg Household Size | 2.79 |
| Below Poverty | 20.8% ▲ 108% above avg |
| College Grads | 25.0% ▼ 35% below avg |
| Unemployment | 2.7% ▼ 45% below avg |
| No HS Diploma | 15 (0.5%) |
| HS Graduate | 1,180 (35.7%) |
| Some College | 751 (22.7%) |
| Associates | 533 (16.1%) |
| Bachelors | 271 (8.2%) |
| Graduate Degree | 557 (16.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $50,880 ▼ 33% below avg ↑ 20% since 2019 |
|---|---|
| Median Home Value | $139,100 ▼ 50% below avg ↑ 45% since 2019 |
| Home/Income Ratio | 2.7x (nat avg ~3.5x) |
| Median Rent | $667/mo ↑ 32% since 2019 |
| Total Units | 2,688 |
| Vacant Units | 223 |
| Avg HH Size | 2.79 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,688 |
|---|---|
| Vacant | 223 |
| Owner Occupied | 65.6% |
| Renter Occupied | 34.4% |
| Avg HH Size | 2.79 |
ZIP code 42765 is located in Munfordville, Kentucky, within Hart County. With a population of 7,030, this is a lightly populated ZIP code with a relatively young community — the median age is 34.3 years. Economically, 42765 is a working-class ZIP code: the median household income of $50,880 is below the national average.
Real estate in ZIP code 42765 represents one of the more affordable housing markets in the country. The median home value of $139,100 is well below the national average. Renters can expect to pay around $667 per month in median rent. Homeownership is strong here — 65.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 45% since 2019.
The population of 42765 is primarily White (91.96%). Residents are moderately educated — 25.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 20.8%. Household income has grown by 20% since 2019.
The unemployment rate in 42765 stands at 2.7%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 74%.
Overall, ZIP code 42765 in Munfordville, KY is characterized as working-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 7,030 residents, a median household income of $50,880, and a median home value of $139,100, it offers a clear picture of life in this part of Kentucky.