ZIP code 42746 is located in Hardyville, Kentucky, within Hart County. With a population of 2,473, this is a sparsely populated ZIP code with a relatively young community — the median age is 33.5 years. Economically, 42746 is a solidly middle-class ZIP code: the median household income of $55,048 is below the national average.

Real estate in ZIP code 42746 represents one of the more affordable housing markets in the country. The median home value of $107,700 is well below the national average. Renters can expect to pay around $675 per month in median rent. Homeownership is strong here — 83.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 24% since 2019.

The population of 42746 is primarily White (95.47%). Residents are less-educated — 13.8% hold a bachelor's degree or higher, which is well below the national average. Poverty affects some residents at 18.1%. Household income has grown by 10% since 2019.

The unemployment rate in 42746 stands at 3.6%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 92%.

Overall, ZIP code 42746 in Hardyville, KY is characterized as solidly middle-class, less-educated, a relatively young community, and predominantly owner-occupied. With 2,473 residents, a median household income of $55,048, and a median home value of $107,700, it offers a clear picture of life in this part of Kentucky.