| ZIP Code | 42749 |
|---|---|
| City | Horse Cave |
| State | Kentucky (KY) |
| County | Hart County |
| Area Code | 270/364 |
| Elevation | 652 ft |
| Latitude | 37.183834 |
|---|---|
| Longitude | -85.877046 |
| Timezone | New York (DST) |
| FIPS | 21099 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 46.4 yrs ↑ 17% since 2019 |
|---|---|
| Avg Household Size | 2.32 |
| Below Poverty | 18.5% ▲ 85% above avg |
| College Grads | 25.1% ▼ 35% below avg |
| Unemployment | 5.3% ▲ 8% above avg |
| No HS Diploma | 34 (1%) |
| HS Graduate | 1,471 (44.9%) |
| Some College | 596 (18.2%) |
| Associates | 354 (10.8%) |
| Bachelors | 325 (9.9%) |
| Graduate Degree | 498 (15.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $46,202 ▼ 39% below avg ↑ 26% since 2019 |
|---|---|
| Median Home Value | $121,400 ▼ 56% below avg ↑ 25% since 2019 |
| Home/Income Ratio | 2.6x (nat avg ~3.5x) |
| Median Rent | $801/mo ↑ 68% since 2019 |
| Total Units | 2,473 |
| Vacant Units | 436 |
| Avg HH Size | 2.32 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,473 |
|---|---|
| Vacant | 436 |
| Owner Occupied | 70.2% |
| Renter Occupied | 29.8% |
| Avg HH Size | 2.32 |
ZIP code 42749 is located in Horse Cave, Kentucky, within Hart County. With a population of 4,835, this is a lightly populated ZIP code with a mature community — the median age is 46.4 years. Economically, 42749 is a working-class ZIP code: the median household income of $46,202 is below the national average.
Real estate in ZIP code 42749 represents one of the more affordable housing markets in the country. The median home value of $121,400 is well below the national average. Renters can expect to pay around $801 per month in median rent. Homeownership is strong here — 70.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 25% since 2019.
The population of 42749 is primarily White (79.11%). Residents are moderately educated — 25.1% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 18.5%. Household income has grown by 26% since 2019.
The unemployment rate in 42749 stands at 5.3%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 87%.
Overall, ZIP code 42749 in Horse Cave, KY is characterized as working-class, moderately educated, a mature community, and predominantly owner-occupied. With 4,835 residents, a median household income of $46,202, and a median home value of $121,400, it offers a clear picture of life in this part of Kentucky.