City

Horse Cave, KY

1 ZIP code  ·  Hart County  ·  Kentucky

👥4,835Population
💰$46,202Median HH Income▼ 39% below avg
🎂46.4Median Age
🏠$121,400Median Home Value▼ 56% below avg
🎓25.1%College Grads▼ 35% below avg
📊5.3%Unemployment▲ 8% above avg
People & Population (ACS 2023 — weighted avg)
♂ Male 46.6% Female 53.4% ♀

Race & Ethnicity

White: 79.1%Hispanic: 2%Black: 14.5%Asian: 0.4%Other: 4%Race
White79.1%
Hispanic2.0%
Black14.5%
Asian0.4%
Other4.0%

Age Breakdown

Under 5
4%
5–17
11%
18–24
6%
25–44
28%
45–64
32%
65+
7%

Key Indicators

Median Age46.4 yrs
Avg HH Size2.32
Below Poverty18.5% ▲ 85% above avg
College Grads25.1% ▼ 35% below avg
Unemployment5.3% ▲ 8% above avg
No HS Diploma34 (1%)
HS Graduate1,471 (44.9%)
Some College596 (18.2%)
Associates354 (10.8%)
Bachelors325 (9.9%)
Graduate Degree498 (15.2%)

Education

No HS: 1%HS Grad: 44.9%Some College: 18.2%Associates: 10.8%Bachelors: 9.9%Graduate: 15.2%Edu
No HS1.0%
HS Grad44.9%
Some College18.2%
Associates10.8%
Bachelors9.9%
Graduate15.2%
Housing & Income

Housing Tenure

Owner: 70.2%Renter: 29.8%Tenure
Owner70.2%
Renter29.8%

Home Value Distribution

Under $50k
14%
$50k–$100k
26%
$100k–$150k
21%
$150k–$200k
12%
$200k–$300k
18%
$300k–$500k
7%
Over $500k
2%

Financials

Median HH Income$46,202 ▼ 39% below avg
Median Home Value$121,400 ▼ 56% below avg
Home/Income Ratio2.6x (nat avg ~3.5x)
Median Rent$801/mo
Total Housing Units2,473
Vacant Units436

Income Distribution

Under $25k
29%
$25k–$50k
20%
$50k–$75k
15%
$75k–$100k
17%
$100k–$150k
12%
$150k–$200k
3%
Over $200k
3%
Employment & Commute

How People Get to Work

Drove Alone
93%
Walked
1%
Work From Home
6%

Commute Time

Under 15 min
45%
15–30 min
36%
30–45 min
10%
Over 45 min
9%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
15%
1960s–1970s
13%
1980s–1990s
15%
2000+
56%
About Horse Cave, KY

Horse Cave is a city in Kentucky, located in Hart County. The city spans 1 ZIP code and is home to approximately 4,835 residents. It is a mature city, with a median age of 46.4 years.

Economically, Horse Cave is a working-class community. The median household income of $46,202 is below the national average. Approximately 18.5% of residents live below the poverty line. The unemployment rate is 5.3%, near the national average.

The real estate market in Horse Cave is one of the more affordable housing markets in the country. Median home values stand at $121,400, which is well below the national average. Renters typically pay around $801 per month. Homeownership is high at 70.2%, typical of suburban and family-oriented communities.

The population of Horse Cave is moderately educated. 25.1% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (79.11%).

Horse Cave, KY offers residents a cost-conscious lifestyle within Kentucky.

ZIP Codes in Horse Cave
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
42749 4,835 $46,202 $121,400 $801 5.3% 25.1% 70.2%