| ZIP Code | 42784 |
|---|---|
| City | Upton |
| State | Kentucky (KY) |
| County | Hardin County |
| Area Code | 270/364 |
| Elevation | 736 ft |
| Latitude | 37.451992 |
|---|---|
| Longitude | -85.932394 |
| Timezone | New York (DST) |
| FIPS | 21123 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 36.5 yrs ↓ 5% since 2019 |
|---|---|
| Avg Household Size | 2.45 |
| Below Poverty | 23.7% ▲ 137% above avg |
| College Grads | 34.4% ▼ 11% below avg |
| Unemployment | 1.7% ▼ 66% below avg |
| No HS Diploma | 99 (5.7%) |
| HS Graduate | 577 (33%) |
| Some College | 324 (18.5%) |
| Associates | 149 (8.5%) |
| Bachelors | 200 (11.4%) |
| Graduate Degree | 402 (23%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $72,340 ≈ Avg ↑ 107% since 2019 |
|---|---|
| Median Home Value | $156,100 ▼ 44% below avg ↑ 54% since 2019 |
| Home/Income Ratio | 2.2x (nat avg ~3.5x) |
| Median Rent | $868/mo ↑ 21% since 2019 |
| Total Units | 1,344 |
| Vacant Units | 141 |
| Avg HH Size | 2.45 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,344 |
|---|---|
| Vacant | 141 |
| Owner Occupied | 70.6% |
| Renter Occupied | 29.4% |
| Avg HH Size | 2.45 |
ZIP code 42784 is located in Upton, Kentucky, within Hardin County. With a population of 2,948, this is a sparsely populated ZIP code with a relatively young community — the median age is 36.5 years. Economically, 42784 is a solidly middle-class ZIP code: the median household income of $72,340 is near the national average.
Real estate in ZIP code 42784 represents an affordable housing market. The median home value of $156,100 is below the national average. Renters can expect to pay around $868 per month in median rent. Homeownership is strong here — 70.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 54% since 2019.
The population of 42784 is primarily White (93.25%). Residents are moderately educated — 34.4% hold a bachelor's degree or higher, which is near the national average. Poverty affects a significant share of residents at 23.7%. Household income has grown by 107% since 2019.
The unemployment rate in 42784 stands at 1.7%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 42784 in Upton, KY is characterized as solidly middle-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 2,948 residents, a median household income of $72,340, and a median home value of $156,100, it offers a clear picture of life in this part of Kentucky.