| ZIP Code | 40146 |
|---|---|
| City | Irvington |
| State | Kentucky (KY) |
| County | Breckinridge County |
| Area Code | 270/364 |
| Elevation | 549 ft |
| Latitude | 37.836527 |
|---|---|
| Longitude | -86.30994 |
| Timezone | New York (DST) |
| FIPS | 21027 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 44.0 yrs ↑ 7% since 2019 |
|---|---|
| Avg Household Size | 2.49 |
| Below Poverty | 21.4% ▲ 114% above avg |
| College Grads | 18.6% ▼ 52% below avg |
| Unemployment | 1.2% ▼ 76% below avg |
| No HS Diploma | 8 (0.4%) |
| HS Graduate | 987 (47.2%) |
| Some College | 444 (21.3%) |
| Associates | 262 (12.5%) |
| Bachelors | 272 (13%) |
| Graduate Degree | 116 (5.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $48,326 ▼ 37% below avg ↑ 14% since 2019 |
|---|---|
| Median Home Value | $144,000 ▼ 48% below avg ↑ 58% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Median Rent | $766/mo ↑ 19% since 2019 |
| Total Units | 1,646 |
| Vacant Units | 323 |
| Avg HH Size | 2.49 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,646 |
|---|---|
| Vacant | 323 |
| Owner Occupied | 75.7% |
| Renter Occupied | 24.3% |
| Avg HH Size | 2.49 |
ZIP code 40146 is located in Irvington, Kentucky, within Breckinridge County. With a population of 3,297, this is a sparsely populated ZIP code with a middle-aged community — the median age is 44 years. Economically, 40146 is a working-class ZIP code: the median household income of $48,326 is below the national average.
Real estate in ZIP code 40146 represents one of the more affordable housing markets in the country. The median home value of $144,000 is below the national average. Renters can expect to pay around $766 per month in median rent. Homeownership is strong here — 75.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 58% since 2019.
The population of 40146 is primarily White (89.14%). Residents are less-educated — 18.6% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a significant share of residents at 21.4%. Household income has grown by 14% since 2019.
The unemployment rate in 40146 stands at 1.2%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 76%.
Overall, ZIP code 40146 in Irvington, KY is characterized as working-class, less-educated, a middle-aged community, and predominantly owner-occupied. With 3,297 residents, a median household income of $48,326, and a median home value of $144,000, it offers a clear picture of life in this part of Kentucky.