| ZIP Code | 40115 |
|---|---|
| City | Custer |
| State | Kentucky (KY) |
| County | Breckinridge County |
| Area Code | 270/364 |
| Elevation | 788 ft |
| Latitude | 37.750296 |
|---|---|
| Longitude | -86.230107 |
| Timezone | New York (DST) |
| FIPS | 21027 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.9 yrs ↓ 19% since 2019 |
|---|---|
| Avg Household Size | 3.57 |
| Below Poverty | 41.5% ▲ 315% above avg |
| College Grads | 18.1% ▼ 53% below avg |
| Unemployment | 7.3% ▲ 49% above avg |
| No HS Diploma | 47 (10.7%) |
| HS Graduate | 88 (20%) |
| Some College | 153 (34.7%) |
| Associates | 73 (16.6%) |
| Bachelors | 34 (7.7%) |
| Graduate Degree | 46 (10.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $52,250 ▼ 32% below avg ↑ 2% since 2019 |
|---|---|
| Median Home Value | $157,100 ▼ 44% below avg ↑ 46% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Total Units | 348 |
| Vacant Units | 71 |
| Avg HH Size | 3.57 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 348 |
|---|---|
| Vacant | 71 |
| Owner Occupied | 89.5% |
| Renter Occupied | 10.5% |
| Avg HH Size | 3.57 |
ZIP code 40115 is located in Custer, Kentucky, within Breckinridge County. With a population of 990, this is a sparsely populated ZIP code with a middle-aged community — the median age is 39.9 years. Economically, 40115 is a working-class ZIP code: the median household income of $52,250 is below the national average.
Real estate in ZIP code 40115 represents an affordable housing market. The median home value of $157,100 is below the national average. Homeownership is strong here — 89.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 46% since 2019.
The population of 40115 is primarily White (77.17%). Residents are less-educated — 18.1% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a significant share of residents at 41.5%. Household income has grown by 2% since 2019.
The unemployment rate in 40115 stands at 7.3%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 40115 in Custer, KY is characterized as working-class, less-educated, a middle-aged community, and predominantly owner-occupied. With 990 residents, a median household income of $52,250, and a median home value of $157,100, it offers a clear picture of life in this part of Kentucky.