| ZIP Code | 40144 |
|---|---|
| City | Harned |
| State | Kentucky (KY) |
| County | Breckinridge County |
| Area Code | 270/364 |
| Elevation | 757 ft |
| Latitude | 37.757039 |
|---|---|
| Longitude | -86.384146 |
| Timezone | New York (DST) |
| FIPS | 21027 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.7 yrs ↓ 11% since 2019 |
|---|---|
| Avg Household Size | 2.56 |
| Below Poverty | 20.2% ▲ 102% above avg |
| College Grads | 31.5% ▼ 19% below avg |
| Unemployment | 6.8% ▲ 40% above avg |
| HS Graduate | 360 (31.9%) |
| Some College | 246 (21.8%) |
| Associates | 167 (14.8%) |
| Bachelors | 63 (5.6%) |
| Graduate Degree | 293 (26%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $40,496 ▼ 47% below avg ↓ 40% since 2019 |
|---|---|
| Median Home Value | $204,200 ▼ 27% below avg ↑ 79% since 2019 |
| Home/Income Ratio | 5.0x (nat avg ~3.5x) |
| Total Units | 813 |
| Vacant Units | 132 |
| Avg HH Size | 2.56 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 813 |
|---|---|
| Vacant | 132 |
| Owner Occupied | 91.3% |
| Renter Occupied | 8.7% |
| Avg HH Size | 2.56 |
ZIP code 40144 is located in Harned, Kentucky, within Breckinridge County. With a population of 1,740, this is a sparsely populated ZIP code with a middle-aged community — the median age is 39.7 years. Economically, 40144 is a working-class ZIP code: the median household income of $40,496 is below the national average.
Real estate in ZIP code 40144 represents an affordable housing market. The median home value of $204,200 is below the national average. Homeownership is strong here — 91.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 79% since 2019.
The population of 40144 is primarily White (99.14%). Residents are moderately educated — 31.5% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 20.2%. Household income has declined by 40% since 2019.
The unemployment rate in 40144 stands at 6.8%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 88%.
Overall, ZIP code 40144 in Harned, KY is characterized as working-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 1,740 residents, a median household income of $40,496, and a median home value of $204,200, it offers a clear picture of life in this part of Kentucky.