| ZIP Code | 28105 |
|---|---|
| City | Matthews |
| State | North Carolina (NC) |
| County | Mecklenburg County |
| Area Code | 704/980 |
| Elevation | 709 ft |
| Latitude | 35.119788 |
|---|---|
| Longitude | -80.709693 |
| Timezone | New York (DST) |
| FIPS | 37119 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.1 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.68 |
| Below Poverty | 5.4% ▼ 46% below avg |
| College Grads | 60.1% ▲ 55% above avg |
| Unemployment | 2.9% ▼ 40% below avg |
| No HS Diploma | 289 (1%) |
| HS Graduate | 5,372 (17.8%) |
| Some College | 2,409 (8%) |
| Associates | 3,985 (13.2%) |
| Bachelors | 2,097 (6.9%) |
| Graduate Degree | 16,030 (53.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $104,242 ▲ 37% above avg ↑ 33% since 2019 |
|---|---|
| Median Home Value | $389,100 ▲ 40% above avg ↑ 49% since 2019 |
| Home/Income Ratio | 3.7x (nat avg ~3.5x) |
| Median Rent | $1,663/mo ↑ 30% since 2019 |
| Total Units | 17,906 |
| Vacant Units | 896 |
| Avg HH Size | 2.68 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 17,906 |
|---|---|
| Vacant | 896 |
| Owner Occupied | 67.8% |
| Renter Occupied | 32.2% |
| Avg HH Size | 2.68 |
ZIP code 28105 is located in Matthews, North Carolina, within Mecklenburg County. With a population of 45,922, this is a highly populated ZIP code with a middle-aged community — the median age is 39.1 years. Economically, 28105 is a upper-middle-income ZIP code: the median household income of $104,242 is above the national average.
Real estate in ZIP code 28105 represents a mid-range housing market. The median home value of $389,100 is above the national average. Renters can expect to pay around $1,663 per month in median rent. Homeownership is strong here — 67.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 49% since 2019.
The population of 28105 is majority White (65.08%). Residents are highly educated — 60.1% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 5.4%. Household income has grown by 33% since 2019.
The unemployment rate in 28105 stands at 2.9%, which is below the national average. About 17% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 70%.
Overall, ZIP code 28105 in Matthews, NC is characterized as upper-middle-income, highly educated, a middle-aged community, and predominantly owner-occupied. With 45,922 residents, a median household income of $104,242, and a median home value of $389,100, it offers a clear picture of life in this part of North Carolina.