| ZIP Code | 28104 |
|---|---|
| City | Matthews |
| State | North Carolina (NC) |
| County | Mecklenburg County |
| Area Code | 704/980 |
| Elevation | 732 ft |
| Latitude | 35.057978 |
|---|---|
| Longitude | -80.697771 |
| Timezone | New York (DST) |
| FIPS | 37179 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.8 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 2.96 |
| Below Poverty | 4.0% ▼ 61% below avg |
| College Grads | 65.0% ▲ 68% above avg |
| Unemployment | 4.2% ▼ 15% below avg |
| No HS Diploma | 261 (1.1%) |
| HS Graduate | 3,111 (13.7%) |
| Some College | 1,750 (7.7%) |
| Associates | 2,836 (12.5%) |
| Bachelors | 1,817 (8%) |
| Graduate Degree | 12,981 (57%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $129,775 ▲ 70% above avg ↑ 23% since 2019 |
|---|---|
| Median Home Value | $482,200 ▲ 73% above avg ↑ 50% since 2019 |
| Home/Income Ratio | 3.7x (nat avg ~3.5x) |
| Median Rent | $1,705/mo ↑ 27% since 2019 |
| Total Units | 12,751 |
| Vacant Units | 506 |
| Avg HH Size | 2.96 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 12,751 |
|---|---|
| Vacant | 506 |
| Owner Occupied | 93.0% |
| Renter Occupied | 7.0% |
| Avg HH Size | 2.96 |
ZIP code 28104 is located in Matthews, North Carolina, within Mecklenburg County. With a population of 36,232, this is a highly populated ZIP code with a middle-aged community — the median age is 40.8 years. Economically, 28104 is a upper-middle-income ZIP code: the median household income of $129,775 is significantly above the national average.
Real estate in ZIP code 28104 represents a premium housing market. The median home value of $482,200 is significantly above the national average. Renters can expect to pay around $1,705 per month in median rent. Homeownership is strong here — 93.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 50% since 2019.
The population of 28104 is primarily White (73.65%). Residents are highly educated — 65.0% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 4.0%. Household income has grown by 23% since 2019.
The unemployment rate in 28104 stands at 4.2%, which is near the national average. About 24% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 69%.
Overall, ZIP code 28104 in Matthews, NC is characterized as upper-middle-income, highly educated, a middle-aged community, and predominantly owner-occupied. With 36,232 residents, a median household income of $129,775, and a median home value of $482,200, it offers a clear picture of life in this part of North Carolina.